PNBK / Patriot National Bancorp, Inc. - SEC फाइलिंग, वार्षिक रिपोर्ट, प्रॉक्सी स्टेटमेंट

PATRIOT NATIONAL BANCORP, INC. 31,985,103 Shares of Common Stock

Filed pursuant to Rule 424(b)(5) Registration No. 333-287283 PROSPECTUS SUPPLEMENT (To Prospectus dated May 22, 2025) PATRIOT NATIONAL BANCORP, INC. 31,985,103 Shares of Common Stock We are offering 31,985,103 shares of our common stock, par value $0.01 per share , referred to as the “Shares,” or “Common Stock,” directly to certain accredited investors, referred to as the “purchasers,” pursuant to

WARRANT PURCHASE AGREEMENT

EXHIBIT 10.2 WARRANT PURCHASE AGREEMENT This Warrant Purchase Agreement (this “Agreement”), dated as of August 29, 2025 (the “Effective Date”), is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers

PATRIOT NATIONAL BANCORP, INC. WARRANT TO PURCHASE COMMON STOCK

EXHIBIT 10.3 Exhibit A to Warrant Purchase Agreement THIS WARRANT HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED, HYPOTHECATED, OR OTHERWISE TRANSFERRED EXCEPT PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933, AS AMENDED OR AN OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT REGISTRATION IS NOT

STOCK PURCHASE AGREEMENT

EXHIBIT 10.1 STOCK PURCHASE AGREEMENT This Stock Purchase Agreement (this “Agreement”), dated as of August 29, 2025 (the “Effective Date”), is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2025 PATRIOT NATIONAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 29, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (

225 Asylum Street, Suite #2300 Hartford, CT 06103 T +1 959 666 3400 F +1 959 666 3401 www.rsmus.com August 26, 2025 Securities and Exchange Commission Washington, D.C. 20549 Commissioners: We have read Patriot National Bancorp, Inc.’s statements incl

rsmletter 225 Asylum Street, Suite #2300 Hartford, CT 06103 T +1 959 666 3400 F +1 959 666 3401 www.rsmus.com August 26, 2025 Securities and Exchange Commission Washington, D.C. 20549 Commissioners: We have read Patriot National Bancorp, Inc.’s statements included under Item 4.01(a) of its Form 8-K filed on August 26, 2025, and we agree with such statements concerning our firm.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2025 PATRIOT NATIONAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (

EX-99.1

Exhibit 99.1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2025 PATRIOT NATIONAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 14, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (

Employment Agreement dated April 30, 2025 with Carlos Salas

Exhibit 10.3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 PATRIOT NATIONAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 30, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Com

Securities Purchase Agreement dated July 26, 2025, by and between the Company and Unity Bancorp Inc.

Exhibit 10.1

Securities Purchase Agreement dated July 26, 2025, by and between the Company and American Bank Incorporated

Exhibit 10.2

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 PATRIOT NATIONAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 24, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

As filed with the Securities and Exchange Commission on July 10, 2025

As filed with the Securities and Exchange Commission on July 10, 2025 Registration No.

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Table FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Patriot National Bancorp, Inc.

.1 to the Company's Current Report on Form 8-K filed on July 8, 2025)

Exhibit 4.1 DESCRIPTION OF CAPITAL STOCK The following description summarizes certain important terms of our capital stock. This summary does not purport to be complete and is subject to and is qualified in its entirety by reference to our Amended and Restated Certificate of Incorporation, or “Certificate of Incorporation,” Amended and Restated Bylaws, or “Bylaws,” as well as Purchase Agreements (

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 3, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Com

Amended and Restated Charter

Exhibit 3.1 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION   OF   PATRIOT NATIONAL BANCORP, INC.   (Pursuant to Sections 33-800 and 33-797 of the Connecticut General Statutes) The undersigned, being a duly authorized officer of Patriot National Bancorp, Inc., a corporation organized and existing under the laws of the State of Connecticut (the “Corporation”), does hereby certify: FIRST: That thi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 26, 2025 PATRIOT NATIONAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 26, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

Press Release

EXHIBIT 99.1 Patriot National Bancorp Announces Completion of $10M Registered Direct Offering STAMFORD, Conn., June 05, 2025 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (NASDAQ: PNBK) (the “Company”), the parent company of Patriot Bank, N.A., today announced that it has successfully completed a registered direct offering of 8,524,160 shares of its common stock at a purchase price of $1.25 pe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2025 PATRIOT NATIONAL BAN

Form 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2025 PATRIOT NATIONAL BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 5, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Com

Patriot National Bancorp Announces Completion of $10M Registered Direct Offering

EXHIBIT 99.1 Patriot National Bancorp Announces Completion of $10M Registered Direct Offering STAMFORD, Conn., June 05, 2025 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (NASDAQ: PNBK) (the “Company”), the parent company of Patriot Bank, N.A., today announced that it has successfully completed a registered direct offering of 8,524,160 shares of its common stock at a purchase price of $1.25 pe

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 3, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Com

PATRIOT NATIONAL BANCORP, INC. 8,524,160 Shares of Common Stock

Filed pursuant to Rule 424(b)(5) Registration No. 333-287283 PROSPECTUS SUPPLEMENT (To Prospectus dated May 22, 2025) PATRIOT NATIONAL BANCORP, INC. 8,524,160 Shares of Common Stock We are offering 8,524,160 shares, referred to as the “Shares,” of our common stock, par value $0.01 per share, or “Common Stock,” directly to certain accredited investors, referred to as the “purchasers,” pursuant to t

by and among Patriot National Bancorp, Inc. and the Investors.

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”), dated as of June 3, 2025 (the “Effective Date”), is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchas

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant  ☐ Check the appropriate box:  ☐ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy St

79,529,275 Shares PATRIOT NATIONAL BANCORP, INC. Common Stock

Filed pursuant to Rule 424(b)(3) Registration No. 333-287286 PROSPECTUS 79,529,275 Shares PATRIOT NATIONAL BANCORP, INC. Common Stock This prospectus relates to the offer and sale from time to time by the selling securityholders named in this prospectus, or collectively, the “Selling Securityholders,” or their permitted transferees, of up to 79,529,275 shares, or the “Resale Shares,” of the common

Patriot National Bancorp, Inc. 900 Bedford Street Stamford, CT 06901

CORRESP 1 filename1.htm Patriot National Bancorp, Inc. 900 Bedford Street Stamford, CT 06901 May 21, 2025 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attention: Eric Envall Re: Patriot National Bancorp, Inc. Registration Statement on Form S-3 File No. 333-287283 Acceleration Request Requested Date: Thursday, May 22, 2025 Re

Patriot National Bancorp, Inc. 900 Bedford Street Stamford, CT 06901

Patriot National Bancorp, Inc. 900 Bedford Street Stamford, CT 06901 May 21, 2025 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.E. Washington, D.C. 20549 Attention: Eric Envall Re: Patriot National Bancorp, Inc. Registration Statement on Form S-3 File No. 333-287286 Acceleration Request Requested Date: Thursday, May 22, 2025 Requested Time: 4:00 p.m.

Employment Agreement with William Paul Simmons

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of April 30, 2025, is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”) and William Paul Simmons (the “Executive”). The Company and Executive are each a “Party” and collectively are the “Parties”. WHEREAS, The Executive has served as a Consultant and Advisor to

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Com

Amended and Restated Bylaws

Exhibit 3.1 Patriot National Bancorp, Inc. (the “Corporation”) Amended and Restated By-Laws May 15, 2025 Article I. Meetings of Shareholders Section 1.1. Annual Meeting. The regular annual meeting of the shareholders to elect directors and transact whatever other business may properly come before the meeting, shall be held by remote communications, at the main office of the Corporation, or such ot

Amended and Restated Bylaws

Exhibit 3.1 Patriot National Bancorp, Inc. (the “Corporation”) Amended and Restated By-Laws May 15, 2025 Article I. Meetings of Shareholders Section 1.1. Annual Meeting. The regular annual meeting of the shareholders to elect directors and transact whatever other business may properly come before the meeting, shall be held by remote communications, at the main office of the Corporation, or such ot

Press Release

EXHIBIT 99.1 Patriot Bank Expands Its Board and Senior Leadership Team Richard Smith, Jeff Seabold and Thedora Nickel elected Directors. Paul Simmons appointed EVP, Chief Credit Officer Nicole L. Wells appointed SVP, Head of Operations Rebecca Mais appointed SVP, High Net Worth and Specialty Deposits Raquel Gillett appointed SVP, Digital Transformation and Risk Analytics STAMFORD, Conn., May 19, 2

Employment Agreement with William Paul Simmons

Exhibit 10.1 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of April 30, 2025, is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”) and William Paul Simmons (the “Executive”). The Company and Executive are each a “Party” and collectively are the “Parties”. WHEREAS, The Executive has served as a Consultant and Advisor to

Patriot Bank Expands Its Board and Senior Leadership Team

EXHIBIT 99.1 Patriot Bank Expands Its Board and Senior Leadership Team Richard Smith, Jeff Seabold and Thedora Nickel elected Directors. Paul Simmons appointed EVP, Chief Credit Officer Nicole L. Wells appointed SVP, Head of Operations Rebecca Mais appointed SVP, High Net Worth and Specialty Deposits Raquel Gillett appointed SVP, Digital Transformation and Risk Analytics STAMFORD, Conn., May 19, 2

Employment Agreement with Angie Miranda

Exhibit 10.2 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of April 30, 2025, is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”) and Angie Miranda (the “Executive”). The Company and Executive are each a “Party” and collectively are the “Parties”. WHEREAS, The Executive has served as a Consultant and Advisor to the Co

Employment Agreement with Angie Miranda

Exhibit 10.2 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this “Agreement”), dated as of April 30, 2025, is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”) and Angie Miranda (the “Executive”). The Company and Executive are each a “Party” and collectively are the “Parties”. WHEREAS, The Executive has served as a Consultant and Advisor to the Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 PATRIOT NATIONAL BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant  ☐ Check the appropriate box: ☒ Preliminary Proxy Statement  ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))  ☐ Definitive Proxy St

As filed with the Securities and Exchange Commission on May 14, 2025

As filed with the Securities and Exchange Commission on May 14, 2025 Registration No.

Filing Fee Table

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Patriot National Bancorp, Inc.

Form of Subordinated Indenture

Exhibit 4.2 PATRIOT NATIONAL BANCORP, INC. AS ISSUER, AND [], AS TRUSTEE, SUBORDINATED INDENTURE DATED AS OF [, ] SUBORDINATED DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), and the Indenture dated as of . SECTION OF Trust Indenture Act SECTION OF INDENTURE 310(a)(1) and (2) 7.09 310(a)(3) and (4) Not ap

Form of Senior Indenture

Exhibit 4.1 PATRIOT NATIONAL BANCORP, INC. AS ISSUER, AND [], AS TRUSTEE, SENIOR INDENTURE DATED AS OF [, ] SENIOR DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), and the Indenture dated as of . SECTION OF Trust Indenture Act SECTION OF INDENTURE 310(a)(1) and (2) 7.09 310(a)(3) and (4) Not applicable 310

As filed with the Securities and Exchange Commission on May 14, 2025

As filed with the Securities and Exchange Commission on May 14, 2025 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PAT

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Patriot National Bancorp, Inc.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-29599 PATRIOT NATIONAL BANCORP, INC. (Exact name

Insider Trading Policy

EXHIBIT 19 Insider Trading Policy 1.Purpose The purpose of this Insider Trading Policy is to ensure compliance with applicable securities laws by Patriot Bank, N.A. and all directors, officers, and employees thereof, in order to preserve the reputation and integrity of Patriot Bank, N.A. as well as that of all persons affiliated with it. This policy is to confirm and formalize the procedure regard

to the Company’s Annual Report on Form 10-K for the year ended December 31, 2024 filed on April 14, 2025)

EXHIBIT 10.6 March 17, 2025 Amendment to the 6.25% Fixed to Floating Subordinated Notes Due June 30, 2028 Reference is hereby made to the 6.25% Subordinated Notes Due June 30, 2028 (the “Subordinated Notes”), by and between Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), BFNS 2021-1 LP (“BFNS 2021-1 Purchaser”) and BFNS 2022-1 (“BFNS 2022-1 Purchaser” and together with B

to the Company’s Annual Report on Form 10-K for the year ended December 31, 2024 filed on April 14, 2025)

EXHIBIT 10.5 March 15, 2025 Amendment to the 8.50% Fixed Rate Senior Notes Due January 15, 2026 Reference is hereby made to the 8.50% Senior Notes Due January 15, 2026 (the “Senior Notes”), issued by Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”) and held by the Noteholders (a “Noteholder”, and collectively, the “Noteholders”). Capitalized terms used here and not otherwi

Amendment to the 8.5% Fixed Rate Senior Notes Due 2026, dated February 14, 2025

EXHIBIT 10.4 Patriot National Bancorp, Inc. 900 Bedford Street, 3rd Floor Stamford, Connecticut February 12, 2025 Re: 8.50% Fixed Rate Senior Notes Due January 15, 2026 Noteholder: Reference is hereby made to the 8.50% Senior Notes Due January 15, 2026, between Patriot National Bancorp, Inc., a Connecticut corporation (the Company") and Noteholder (the "Note"). Capitalized terms used here and not

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 28, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ☒ Form10-K ☐ Form 20-F ☐ Form 11-K ☐ Form 10-Q ☐ Form 10-D ☐ Form N-SAR ☐ Form N-CSR For Period Ended: December 31, 2024 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q ☐ Transition Report on

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 20, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

Form of Securities Purchase Agreement with Lead Investors (incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed on March 20, 2025)

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT The Securities Purchase Agreement (this “Agreement”), dated as of March 20, 2025, is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). RECITALS A. The

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 17, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

Exhibit 10.2

Exhibit 10.2 SECURITIES PURCHASE AGREEMENT The Securities Purchase Agreement (this “Agreement”), dated as of March 20, 2025, is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). RECITALS A. The

2025 Omnibus Equity Incentive Plan (incorporated by reference to Exhibit 10.4 to the Company’s Current Report on Form 8-K filed on March 21, 2025)

Exhibit 10.4 PATRIOT NATIONAL BANCORP, INC. 2025 OMNIBUS EQUITY INCENTIVE PLAN SECTION 1. Purpose; Definitions The purpose of this Plan is to give the Company a competitive advantage in attracting, retaining and motivating officers, employees, directors and/or consultants and to provide the Company and its Subsidiaries and Affiliates with a long-term incentive plan providing incentives directly li

Employment Agreement between the Company and Steven Sugarman

Exhibit 10.5 EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT (this ”Agreement”), dated as of the Effective Date (as defined below), is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the ”Company”), and Steven A. Sugarman (the ”Executive”). The Company and Executive are each a ”Party“ and collectively are the ”Parties”. WHEREAS, the Executive is currently the Pr

Form of Registration Rights Agreement (incorporated by reference to Exhibit 10.3 to the Company’s Current Report on Form 8-K filed on March 21, 2025)

Exhibit 10.3 PATRIOT NATIONAL BANCORP, INC. REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (this “Agreement”) is made and entered into as of March , 2025, by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and the purchaser(s) signatory hereto (each a “Registration Rights Purchaser” and collectively, the “Registration Rights Purchasers”). This

Patriot National Bancorp Announces Over $50 Million Private Placement

Exhibit 99.1 Patriot National Bancorp Announces Over $50 Million Private Placement Equity recapitalization is expected to result in strong balance sheet and robust capital ratios President Steven Sugarman entered into long-term employment agreement CEO David Lowery announces his decision to depart the Company Patriot Bank remains committed to enhancing its digital payments platform and to empoweri

Certificate of Amendment of Certificate of Incorporation of Patriot National Bancorp Inc., dated March 12, 2025 (incorporated by reference to Exhibit 3.l to the Company’s Current Report Form 8-K filed on March 19, 2025)

Exhibit 3.1 CERTIFICATE OF AMENDMENT with respect to SERIES A PREFERRED STOCK OF PATRIOT NATIONAL BANCORP, INC. (Pursuant to Sections 33-666 and 33-800 of the Connecticut Business Corporation Act) Patriot National Bancorp, Inc., a Connecticut corporation (the “Corporation”), hereby certifies that in accordance with the provisions of the Certificate of Incorporation, as amended and corrected, and t

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 13, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

Notice to Shareholders under Nasdaq Listing Rule 5635(f)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2025 PATRIOT NATIONAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 5, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2025 PATRIOT NATIONA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 14, 2025 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

Agreement by and between Patriot Bank, National Association and the Office of the Comptroller of the Currency

Exhibit 10.1 AGREEMENT BY AND BETWEEN Patriot Bank, National Association Stamford, Connecticut and AA-NE-2025-05 The Office of the Comptroller of the Currency Patriot Bank, National Association, Stamford, Connecticut (“Bank”) and the Office of the Comptroller of the Currency (“OCC”) wish to assure the safety and soundness of the Bank and its compliance with laws and regulations. The Comptroller of

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 30, 2024 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

Offer Letter between Patriot National Bancorp, Inc. and Steven Sugarman, dated December 30, 2024

Exhibit 10.2 PERSONAL AND CONFIDENTIAL December 30, 2024 Mr. Steven Sugarman 508 Ocampo Drive Pacific Palisades, CA 90272 Dear Steven: The Board of Directors of Patriot National Bancorp, Inc. (NASDAQ: PNBK, the “Company”) is pleased to invite you to serve as President of the Company. As we have discussed, the Company is currently pursuing a strategic restructuring that includes a process to recapi

Form of Indemnification Agreement

Exhibit 10.1 INDEMNIFICATION AGREEMENT This Indemnification Agreement (the “Agreement”), dated as of [], is entered into by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and (the “Indemnitee”). WHEREAS, the Company desires to attract and retain highly qualified individuals, such as the Indemnitee, to serve the Company; WHEREAS, the Company and the Indemnitee

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 18, 2024 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 10, 2024 PATRIOT NATIONA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 10, 2024 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING (Check One): ☐ Form10-K ☐ Form 20-F ☐ Form 11-K ☒ Form 10-Q ☐ Form 10-D ☐ Form N-SAR ☐ Form N-CSR For Period Ended: September 30, 2024 ☐ Transition Report on Form 10-K ☐ Transition Report on Form 20-F ☐ Transition Report on Form 11-K ☐ Transition Report on Form 10-Q ☐ Transition Report o

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934         Filed by the Registrant ☒     Filed by a party other than the Registrant  ☐         Check the appropriate box:          ☐     Preliminary Proxy Statement  ☐     Confidential, for Use of the Commission Only (as permitted by Rul

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2024 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

PNBK / Patriot National Bancorp, Inc. / Siguler Guff Advisers, LLC - SCHEDULE 13 G/A Passive Investment

SC 13G/A 1 s13gapatriotnatlbanc093024.htm SCHEDULE 13 G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b),(c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 2) * Patriot National Bancorp Inc. (Name of Iss

Patriot National Bancorp Inc 900 Bedford Street Stamford, CT 06901

Patriot National Bancorp Inc 900 Bedford Street Stamford, CT 06901 VIA EDGAR September 30, 2024 Lory Empie Robert Klein Division of Corporation Finance Office of Finance U.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PAT

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2024 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

Code of Ethics and Conflict of Interest Policy

EXHIBIT 14.2 Policy Name: CODE OF ETHICS /CONFLICT OF INTEREST POLICY Last Review/Update: March 2024 Policy Number: I – 1 Purpose: To establish an appropriate guide for Bank Staff and Directors, the following Code of Ethics has been adopted by Patriot Bank, N.A. and Patriot National Bancorp Inc., collectively referred to as “the Bank.” Policy: Personal Reputation It is imperative that each individ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-29599 PATRIOT NATIONAL BANCORP, INC. (Exact name

Patriot National Bancorp, Inc. Clawback Policy

EXHIBIT 97.1 PATRIOT NATIONAL BANCORP, INC. CLAWBACK POLICY OVERVIEW In accordance with the applicable rules (the “Nasdaq Rules”) of The Nasdaq Stock Market (“Nasdaq”), Section 10D and Rule 10D-1 (“Rule 10D-1”) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), the Board of Directors (the “Board”) of Patriot National Bancorp, Inc. (the “Company”) has adopted this Policy (the

PNBK / Patriot National Bancorp, Inc. / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Patriot National Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 70336F203 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whic

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 20, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Stat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file n

Form of Retention and Severance Agreement, dated August 8, 2023, by and between Patriot Bank, N.A., Patriot National Bancorp, Inc. and Joseph Perillo

EXHIBIT 10.1 August 8, 2023 Joseph Perillo Re: Confidential Retention and Severance Agreement Dear Joe, As we have discussed with you, as Executive Vice President & Chief Financial Officer (“CFO”) of Patriot Bank, N.A. and Patriot National Bancorp, Inc. (collectively, “Patriot”), your commitment, performance, and productivity are important to the Patriot executive team. To express our appreciation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A (Amendment No. 1) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599

Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or Completed Interim Review

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

PNBK / Patriot National Bancorp Inc / AFP Forty Six Corp. Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 1)1 Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 70336F203 (CUSIP Number) KENNETH SCHLESING

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2023 PATRIOT NATIONAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (

Patriot Reports Second Quarter Results Increases Loan Balances, Credit Reserves & Liquidity

EXHIBIT 99.1 Patriot Reports Second Quarter Results Increases Loan Balances, Credit Reserves & Liquidity STAMFORD, Conn., Aug. 11, 2023 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced net loss of $546 thousand, or $(0.14) basic and diluted loss per share for the quarter

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATR

Retention and Severance Agreement, dated August 8, 2023, by and between Patriot Bank, N.A., Patriot National Bancorp, Inc. and Joseph Perillo

EXHIBIT 10.1 August 8, 2023 Joseph Perillo Re: Confidential Retention and Severance Agreement Dear Joe, As we have discussed with you, as Executive Vice President & Chief Financial Officer (“CFO”) of Patriot Bank, N.A. and Patriot National Bancorp, Inc. (collectively, “Patriot”), your commitment, performance, and productivity are important to the Patriot executive team. To express our appreciation

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2023 PATRIOT NATIONAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

Patriot Bank Announces Appointment of Grace Doherty to the Board of Directors

EXHIBIT 99.1 Patriot Bank Announces Appointment of Grace Doherty to the Board of Directors STAMFORD, Conn., July 21, 2023 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced that Grace Doherty, of Milton MA, has been appointed to the Board of Directors of the Bancorp and the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 PATRIOT NATIONAL BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 12, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Com

Patriot Reports Break Even First Quarter Increases Loan Balances, Credit Reserves & Liquidity

EXHIBIT 99.1 Patriot Reports Break Even First Quarter Increases Loan Balances, Credit Reserves & Liquidity STAMFORD, Conn., May 12, 2023 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced net loss of $53.0 thousand, or $(0.01) basic and diluted loss per share for the quarte

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PAT

As filed with the Securities and Exchange Commission on April 4, 2023

S-8 POS 1 patriotbancorp-sx8amendmen.htm S-8 POS As filed with the Securities and Exchange Commission on April 4, 2023 Registration No. 333-179204 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Its Charter

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-29599 PATRIOT NATIONAL BANCORP, INC. (Exact name

Code of Ethics and Conflict of Interest Policy

EXHIBIT 14.2 Policy Name: CODE OF ETHICS /CONFLICT OF INTEREST POLICY Last Review/Update: March 2023 Policy Number: I – 1 Purpose: To establish an appropriate guide for Bank Staff and Directors, the following Code of Ethics has been adopted by Patriot Bank, N.A. and Patriot National Bancorp Inc., collectively referred to as “the Bank.” Policy: Personal Reputation It is imperative that each individ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2023 PATRIOT NATIONAL B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

Patriot Bank Announces Promotion of Chief Lending Officer to President & CEO

EXHIBIT 99.1 Patriot Bank Announces Promotion of Chief Lending Officer to President & CEO STAMFORD, Conn., March 29, 2023 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced the promotion of David Lowery to become President and CEO of the Bank, succeeding Robert Russell. Eff

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2023 PATRIOT NATIONAL BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2023 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

Patriot Reports Fourth Quarter 2022 Net Income of $1.8 million, $0.45 per share; Full Year Net Income of $6.2 million, $1.56 per share Pre-tax Income and Net Interest Margin buoyed by exceptional loan and deposit growth

EXHIBIT 99.1 Patriot Reports Fourth Quarter 2022 Net Income of $1.8 million, $0.45 per share; Full Year Net Income of $6.2 million, $1.56 per share Pre-tax Income and Net Interest Margin buoyed by exceptional loan and deposit growth STAMFORD, Conn., March 07, 2023 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot

PNBK / Patriot National Bancorp Inc / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Patriot National Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 70336F203 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropria

PNBK / Patriot National Bancorp Inc / SIGULER GUFF ADVISERS, LLC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 s13gapatriotnatlbanc011923.htm SCHEDULE 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b),(c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 1) * Patriot National Bancorp Inc. (Name of Issu

Patriot National Bancorp Announces Completion of $12 Million Senior Debt Offering

Exhibit 99.1 Patriot National Bancorp Announces Completion of $12 Million Senior Debt Offering STAMFORD, Conn., Dec. 21, 2022 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, National Association (the ?Bank?), today announced the issuance and sale (the ?Offering?) of $12 million in aggregate principal amou

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 21, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation)

.1 to the Company’s Current Report on Form 8-K filed on

EX-10.1 2 ex458077.htm EXHIBIT 10.1 Exhibit 10.1 EXECUTION VERSION SENIOR NOTE PURCHASE AGREEMENT This SENIOR NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of December 21, 2022, and is made by and among Patriot National Bancorp, Inc., a Connecticut corporation (the “Company”), and the purchaser of the Senior Note (as defined herein) identified on the signature page hereto (the “Purchaser”

Regulation FD Disclosure, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 14, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL

Patriot Reports Third Quarter 2022 Net Income of $2.3 million, $0.59 per share; continued growth in loans and deposits Tom Slater hired as Chief Credit Officer Payment Card Business Triples Since Inception, as Bank Assets Approach $1.1 Billion

Exhibit 99.1 Contacts: Patriot Bank, N.A. Joseph Perillo Robert Russell 900 Bedford Street Chief Financial Officer President & CEO Stamford, CT 06901 203-252-5954 203-252-5939 www.BankPatriot.com Patriot Reports Third Quarter 2022 Net Income of $2.3 million, $0.59 per share; continued growth in loans and deposits Tom Slater hired as Chief Credit Officer Payment Card Business Triples Since Inceptio

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? ? ? Filed by a party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? ? ? Def

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 21, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation

Patriot Bank elevates leader in payments to Executive Vice President and Chief Payment Officer

Exhibit 99.1 Patriot Bank elevates leader in payments to Executive Vice President and Chief Payment Officer Company Release - 9/22/2022 4:05 PM ET STAMFORD, Conn., September 23, 2022 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. ("Patriot") (NASDAQ:PNBK), the parent company of Patriot Bank, N.A. (the "Bank"), today announced that the Bank has promoted Al Botta, Jr. to Executive Vice President

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANCO

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (C

Patriot Reports Second Quarter 2022 Net Income of $1.3 million; continued growth in loans and deposits

EXHIBIT 99.1 Patriot Reports Second Quarter 2022 Net Income of $1.3 million; continued growth in loans and deposits STAMFORD, Conn., Aug. 05, 2022 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced net income of $1.3 million, or $0.32 basic and diluted earnings per share fo

Termination and Release Agreement, dated as of July 18, 2022, by and among Patriot National Bancorp, Inc., and American Challenger Development Corp. (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on July 20, 2022).

Exhibit 10.1 MUTUAL TERMINATION AND RELEASE AGREEMENT MUTUAL TERMINATION AND RELEASE AGREEMENT (this ?Agreement?), dated as of July 18, 2022, by and between American Challenger Development Corp., a Delaware corporation (?American Challenger?) and Patriot National Bancorp, Inc., a Connecticut corporation (?PNBK?; and American Challenger and PNBK referred to individually, as a ?Party? and collective

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 18, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commission Fi

Patriot Bank Announces Termination of Merger Agreement with American Challenger

Exhibit 99.1 Patriot Bank Announces Termination of Merger Agreement with American Challenger STAMFORD, Connecticut, Wednesday, July 20, 2022 (GLOBE NEWSWIRE), Patriot National Bancorp, Inc., a Connecticut corporation (?Patriot?), today announced the termination of the Merger Agreement, dated November 14, 2021, between Patriot and American Challenger Development Corp. (?American Challenger?), as am

Press Release, dated July 6, 2022

Exhibit 99.1 Patriot Bank Receives Conditional OCC Approval Required under Merger Agreement with American Challenger STAMFORD, Connecticut, Wednesday, July 6, 2022 (GLOBE NEWSWIRE), Patriot National Bancorp, Inc., a Connecticut corporation (?Patriot?), announced today that, on June 30, 2022, the Office of the Comptroller of the Currency (the ?OCC?) conditionally approved the application of Patriot

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commission Fi

Patriot Bank Receives Conditional OCC Approval Required under Merger Agreement with American Challenger

Exhibit 99.1 Patriot Bank Receives Conditional OCC Approval Required under Merger Agreement with American Challenger STAMFORD, Connecticut, Wednesday, July 6, 2022 (GLOBE NEWSWIRE), Patriot National Bancorp, Inc., a Connecticut corporation (?Patriot?), announced today that, on June 30, 2022, the Office of the Comptroller of the Currency (the ?OCC?) conditionally approved the application of Patriot

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2022 Patriot National Ba

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commission Fi

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commission Fi

Patriot National Bancorp Extends Maturity of $12 million of Senior Notes

Exhibit 99.1 Patriot National Bancorp Extends Maturity of $12 million of Senior Notes STAMFORD, Connecticut, Friday, June 24, 2022 (GLOBE NEWSWIRE), Patriot National Bancorp, Inc. (?Patriot?) (NASDAQ: PNBK) announced today that it had formally extended the maturity of its $12 million senior notes (the ?Notes?) that were to mature on June 30, 2022. The extension provides for a new maturity date of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy Statement ? Definitive Additional Materials ? Soliciting Material Pursuant to ? 240.

Form of Senior Note due 2022

Exhibit 4.1 THE INDEBTEDNESS EVIDENCED BY THIS SENIOR NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (THE ?FDIC?) OR ANY OTHER GOVERNMENT AGENCY OR FUND. THIS SENIOR NOTE REPRESENTS AN UNSECURED OBLIGATION OF PATRIOT NATIONAL BANCORP, INC. THE SECURITIES EVIDENCED BY THIS SENIOR NOTE HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 (THE ?SECURITIES A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANC

Patriot Reports First Quarter 2022 Net Income of $800,000; continued growth in loans and deposits

EXHIBIT 99.1 Patriot Reports First Quarter 2022 Net Income of $800,000; continued growth in loans and deposits STAMFORD, Conn., May 05, 2022 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced net income of $800,000, or $0.20 basic and diluted earnings per share for the quar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Definitive Proxy Statement ? Definitive Additional Materials ? Soliciting Material Pursuant to ? 240.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Comm

Code of Ethics and Conflict of Interest Policy

Exhibit 14.2 Policy Name: CODE OF ETHICS /CONFLICT OF INTEREST POLICY Last Review/Update: March 2022 Policy Number: I ? 1 Purpose: To establish an appropriate guide for Bank Staff and Directors, the following Code of Ethics has been adopted by Patriot Bank, N.A. and Patriot National Bancorp Inc., collectively referred to as ?the Bank.? Policy: Personal Reputation It is imperative that each individ

Description of the Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934.

Exhibit 4.3 DESCRIPTION OF THE REGISTRANT?S SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 Patriot National Bancorp, Inc. has one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the ?Exchange Act?): our common stock, par value $0.01 per share (the ?common stock?). References herein to ?we,? ?us,? ?our company?

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-29599 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2022 Patriot Nationa

DEFA14A 1 pnbk20220228defa14a.htm FORM DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other juri

Amendment No. 2 to the Merger Agreement, dated as of February 28, 2022, by and among Patriot National Bancorp, Inc., Next Special, Inc., and American Challenger Development Corp.

Exhibit 2.1 AMENDMENT NO. 2 TO THE MERGER AGREEMENT This Amendment No. 2, dated as of February 28, 2022 (this ?Amendment?), to the Agreement and Plan of Merger, dated as of November 14, 2021, as amended by Amendment No. 1, dated as of January 28, 2022 (as further amended, modified or supplemented from time to time in accordance with its terms, the ?Merger Agreement?), by and among Patriot National

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 28, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commissio

Amendment No. 2 to the Merger Agreement, dated as of February 28, 2022, by and among Patriot National Bancorp, Inc., Next Special, Inc., and American Challenger Development Corp. (incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form 8-K filed on March 1, 2022).

Exhibit 2.1 AMENDMENT NO. 2 TO THE MERGER AGREEMENT This Amendment No. 2, dated as of February 28, 2022 (this ?Amendment?), to the Agreement and Plan of Merger, dated as of November 14, 2021, as amended by Amendment No. 1, dated as of January 28, 2022 (as further amended, modified or supplemented from time to time in accordance with its terms, the ?Merger Agreement?), by and among Patriot National

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 16, 2022 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

Patriot Reports Fourth Quarter 2021 Net Income of $1.9 Million and full year Net Income of $5.1 Million; continued growth in loans and deposits

EXHIBIT 99.1 Patriot Reports Fourth Quarter 2021 Net Income of $1.9 Million and full year Net Income of $5.1 Million; continued growth in loans and deposits STAMFORD, Conn., Feb. 16, 2022 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced net income of $1.9 million, or $0.4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2022 Patriot National

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commission

Amendment No. 1 to the Merger Agreement, dated as of January 28, 2022, by and among Patriot National Bancorp, Inc., Next Special, Inc., and American Challenger Development Corp. (incorporated by reference to Exhibit 2.1 to the Company’s Current Report on Form 8-K filed on February 3, 2022).

Exhibit 2.1 EXECUTION VERSION AMENDMENT NO. 1 TO THE MERGER AGREEMENT This Amendment No. 1, dated as of January 28, 2022 (this ?Amendment?), to the Agreement and Plan of Merger, dated as of November 14, 2021 (as amended, modified or supplemented from time to time in accordance with its terms, the ?Merger Agreement?), by and among Patriot National Bancorp, Inc., a Connecticut corporation (?PNBK?),

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2022 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commission

Amendment No. 1 to the Merger Agreement, dated as of January 28, 2022, by and among Patriot National Bancorp, Inc., Next Special, Inc., and American Challenger Development Corp.

Exhibit 2.1 EXECUTION VERSION AMENDMENT NO. 1 TO THE MERGER AGREEMENT This Amendment No. 1, dated as of January 28, 2022 (this ?Amendment?), to the Agreement and Plan of Merger, dated as of November 14, 2021 (as amended, modified or supplemented from time to time in accordance with its terms, the ?Merger Agreement?), by and among Patriot National Bancorp, Inc., a Connecticut corporation (?PNBK?),

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 22, 2021 PATRIOT NATIONA

DEFA14A 1 pnbk20211223bdefa14a.htm FORM DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 22, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-155913

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): December 22, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

PNBK / Patriot National Bancorp Inc / ALLIANCEBERNSTEIN L.P. Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Patriot National Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 70336F203 (CUSIP Number) November 30, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ? ? ? Filed by a party other than the Registrant ?? Check the appropriate box: ?? ? ? Preliminary Proxy Statement ?? ? ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? ? ? Def

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2021 Patriot Nationa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2021 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commissio

Form of 7% Senior Note due 2022

Exhibit 4.1 THE INDEBTEDNESS EVIDENCED BY THIS SENIOR NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (THE ?FDIC?) OR ANY OTHER GOVERNMENT AGENCY OR FUND. THIS SENIOR NOTE REPRESENTS AN UNSECURED OBLIGATION OF PATRIOT NATIONAL BANCORP, INC. THE SECURITIES EVIDENCED BY THIS SENIOR NOTE HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 (THE ?SECURITIES A

Patriot National Bancorp Extends Maturity of $12 million of Senior Notes

Exhibit 99.1 Patriot National Bancorp Extends Maturity of $12 million of Senior Notes STAMFORD, Connecticut, Friday, November 19, 2021 (GLOBE NEWSWIRE), Patriot National Bancorp, Inc. (?Patriot?) (NASDAQ: PNBK) announced today that it has formally extended the maturity of its $12 million of senior notes that were to mature on December 22, 2021. The extension provides for the same terms under the e

Press Release, dated November 19, 2021

Exhibit 99.1 Patriot National Bancorp Extends Maturity of $12 million of Senior Notes STAMFORD, Connecticut, Friday, November 19, 2021 (GLOBE NEWSWIRE), Patriot National Bancorp, Inc. (?Patriot?) (NASDAQ: PNBK) announced today that it has formally extended the maturity of its $12 million of senior notes that were to mature on December 22, 2021. The extension provides for the same terms under the e

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2021 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commissio

Form of 7% Senior Note due 2022

Exhibit 4.1 THE INDEBTEDNESS EVIDENCED BY THIS SENIOR NOTE IS NOT A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (THE ?FDIC?) OR ANY OTHER GOVERNMENT AGENCY OR FUND. THIS SENIOR NOTE REPRESENTS AN UNSECURED OBLIGATION OF PATRIOT NATIONAL BANCORP, INC. THE SECURITIES EVIDENCED BY THIS SENIOR NOTE HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 (THE ?SECURITIES A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Agreement and Plan of Merger, dated as of November 14, 2021, by and among Patriot National Bancorp, Inc., American Challenger Development Corp. and Next Special, Inc.

EX-2.1 2 ex308463.htm EXHIBIT 2.1 Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and among PATRIOT NATIONAL BANCORP, INC. NEXT SPECIAL, INC. and AMERICAN CHALLENGER DEVELOPMENT CORP. Dated as of November 14, 2021 TABLE OF CONTENTS Page Article I THE MERGER 1.1 The Merger 2 1.2 Closing 3 1.3 Effective Time 3 1.4 Effects of the Merger 3 1.5 Conversion of American Challenger Common Sto

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2021 Patriot Nationa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2021 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commissio

Investment Agreement, dated as of November 14, 2021, between Patriot National Bancorp, Inc., Patriot Bank, N.A and AG Credit Solutions Master Fund II A, L.P., AG Credit Solutions Non ECI Master Fund, L.P., AG Potomac Fund, L.P., AG Capital Solutions SMA One, L.P., AG Cataloochee, L.P., and AG Centre Street Partnership, L.P.(incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed on November 16, 2021).

Exhibit 10.2 INVESTMENT AGREEMENT dated as of November 14, 2021 among PATRIOT NATIONAL BANCORP, INC., PATRIOT BANK, N.A., and AG CREDIT SOLUTIONS MASTER FUND II A, L.P., AG CREDIT SOLUTIONS NON?ECI MASTER FUND, L.P, AG POTOMAC FUND, L.P., AG CAPITAL SOLUTIONS SMA ONE, L.P., AG CATALOOCHEE, L.P., and AG CENTRE STREET PARTNERSHIP, L.P. TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING 2 1.1 Purchas

Agreement and Plan of Merger, dated as of November 14, 2021, by and among Patriot National Bancorp, Inc., American Challenger Development Corp. and Next Special, Inc.

Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and among PATRIOT NATIONAL BANCORP, INC. NEXT SPECIAL, INC. and AMERICAN CHALLENGER DEVELOPMENT CORP. Dated as of November 14, 2021 TABLE OF CONTENTS Page Article I THE MERGER 1.1 The Merger 2 1.2 Closing 3 1.3 Effective Time 3 1.4 Effects of the Merger 3 1.5 Conversion of American Challenger Common Stock 3 1.6 Redemption of American Ch

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2021 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commissio

Investment Agreement, dated as of November 14, 2021, between Patriot National Bancorp, Inc. and Eagle Strait I LLC and Eagle Strait II LLC

Exhibit 10.3 INVESTMENT AGREEMENT dated as of November 14, 2021 among PATRIOT NATIONAL BANCORP, INC., EAGLE STRAIT I LLC and EAGLE STRAIT II LLC TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING 2 1.1 Purchase 2 1.2 Closing 2 ARTICLE II REPRESENTATIONS AND WARRANTIES 8 2.1 Disclosure 8 2.2 Representations and Warranties of the Company 10 2.3 Representations and Warranties of Purchasers 32 ARTICLE

Investment Agreement, dated as of November 14, 2021, between Patriot National Bancorp, Inc., Patriot Bank, N.A and AG Credit Solutions Master Fund II A, L.P., AG Credit Solutions Non ECI Master Fund, L.P., AG Potomac Fund, L.P., AG Capital Solutions SMA One, L.P., AG Cataloochee, L.P., and AG Centre Street Partnership, L.P.

Exhibit 10.2 INVESTMENT AGREEMENT dated as of November 14, 2021 among PATRIOT NATIONAL BANCORP, INC., PATRIOT BANK, N.A., and AG CREDIT SOLUTIONS MASTER FUND II A, L.P., AG CREDIT SOLUTIONS NON?ECI MASTER FUND, L.P, AG POTOMAC FUND, L.P., AG CAPITAL SOLUTIONS SMA ONE, L.P., AG CATALOOCHEE, L.P., and AG CENTRE STREET PARTNERSHIP, L.P. TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING 2 1.1 Purchas

Investment Agreement, dated as of November 14, 2021, between Patriot National Bancorp, Inc., Patriot Bank, N.A and Oaktree Opportunities Fund Xb Holdings (Delaware), L.P. and Oaktree Opportunities Fund XI Holdings (Delaware), L.P.

Exhibit 10.1 INVESTMENT AGREEMENT dated as of November 14, 2021 among PATRIOT NATIONAL BANCORP, INC., PATRIOT BANK, N.A., OAKTREE OPPORTUNITIES FUND XB HOLDINGS (DELAWARE), L.P. and OAKTREE OPPORTUNITIES FUND XI HOLDINGS (DELAWARE), L.P. TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING 2 1.1 Purchase 2 1.2 Closing 2 ARTICLE II REPRESENTATIONS AND WARRANTIES 9 2.1 Disclosure 9 2.2 Representations

Investment Agreement, dated as of November 14, 2021, between Patriot National Bancorp, Inc. and Eagle Strait I LLC and Eagle Strait II LLC (incorporated by reference to Exhibit 10.3 to the Company’s Current Report on Form 8-K filed on November 16, 2021).

Exhibit 10.3 INVESTMENT AGREEMENT dated as of November 14, 2021 among PATRIOT NATIONAL BANCORP, INC., EAGLE STRAIT I LLC and EAGLE STRAIT II LLC TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING 2 1.1 Purchase 2 1.2 Closing 2 ARTICLE II REPRESENTATIONS AND WARRANTIES 8 2.1 Disclosure 8 2.2 Representations and Warranties of the Company 10 2.3 Representations and Warranties of Purchasers 32 ARTICLE

Investment Agreement, dated as of November 14, 2021, between Patriot National Bancorp, Inc., Patriot Bank, N.A and Oaktree Opportunities Fund Xb Holdings (Delaware), L.P. and Oaktree Opportunities Fund XI Holdings (Delaware), L.P. (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on November 16, 2021).

Exhibit 10.1 INVESTMENT AGREEMENT dated as of November 14, 2021 among PATRIOT NATIONAL BANCORP, INC., PATRIOT BANK, N.A., OAKTREE OPPORTUNITIES FUND XB HOLDINGS (DELAWARE), L.P. and OAKTREE OPPORTUNITIES FUND XI HOLDINGS (DELAWARE), L.P. TABLE OF CONTENTS Page ARTICLE I PURCHASE; CLOSING 2 1.1 Purchase 2 1.2 Closing 2 ARTICLE II REPRESENTATIONS AND WARRANTIES 9 2.1 Disclosure 9 2.2 Representations

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2021 Patriot Nationa

DEFA14A 1 pnbk20211112defa14a.htm FORM DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2021 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other juri

Press Release, dated November 15, 2021

EX-99.1 2 ex307775.htm EXHIBIT 99.1 Exhibit 99.1 Press Release Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America Combination will create a purpose-driven, digital-first national bank offering better rates and a premium customer experience Patriot enters into separate agreements with investors to provide $540 mill

Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America Combination will create a purpose-driven, digital-first national bank offering better rates and a premium customer

EX-99.1 2 ex307758.htm EXHIBIT 99.1 Exhibit 99.1 Press Release Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America Combination will create a purpose-driven, digital-first national bank offering better rates and a premium customer experience Patriot enters into separate agreements with investors to provide $540 mill

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2021 Patriot National Bancorp, Inc. (Exact name of registrant as specified in its charter) Connecticut (State or other jurisdiction of incorporation) 000-29599 (Commissio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL

Patriot Reports Third Quarter 2021 Net Income of $1.3 Million

EXHIBIT 99.1 Patriot Reports Third Quarter 2021 Net Income of $1.3 Million STAMFORD, Conn., Oct. 29, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced net income of $1.3 million, or $0.34 basic and diluted earnings per share for the quarter ended September 30, 2021, c

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation)

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 30, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or other Jurisdiction of Incorporation

Patriot elevates David Lowery to the Executive team as EVP & Chief Lending Officer

EXHIBIT 99.1 Patriot elevates David Lowery to the Executive team as EVP & Chief Lending Officer STAMFORD, Conn., Sept. 27, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced that David Lowery has been promoted to Executive Vice President and Chief Lending Officer. Mr.

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 22, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 22, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or other Jurisdiction of Incorporation

Patriot Bank Expresses Condolences for the Passing of Director Raymond B. Smyth

Exhibit 99.1 Contacts: Patriot Bank, N.A. Robert Russell Michael Carrazza 900 Bedford Street President and CEO Chairman Stamford, CT 06901 203-252-5954 203-251-8230 www.BankPatriot.com Patriot Bank Expresses Condolences for the Passing of Director Raymond B. Smyth STAMFORD, Conn., September 24, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ:

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 1, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or other Jurisdiction of Incorporation)

Letter from the Office of the Comptroller of the Currency, dated September 1, 2021

Exhibit 1.01 UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY OFFICE OF THE COMPTROLLER OF THE CURRENCY AA-NE-2021-31 TERMINATION OF THE AGREEMENT BY AND BETWEEN PATRIOT BANK, NATIONAL ASSOCIATION, STAMFORD, CONNECTICUT AND THE COMPTROLLER OF THE CURRENCY WHEREAS, to assure the safety and soundness of Patriot Bank, National Association, Stamford, Connecticut (?Bank?) and its compliance with law

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANCO

Patriot Reports Second Quarter 2021 Net Income of $1.0 Million Deposits grow 11%

EXHIBIT 99.1 Patriot Reports Second Quarter 2021 Net Income of $1.0 Million Deposits grow 11% STAMFORD, Conn., July 29, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced net income of $1.0 million, or $0.26 basic and diluted earnings per share for the quarter ended Ju

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): July 29, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANC

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 13, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Commiss

Patriot Returns to Profitability and Reports First Quarter 2021 Net Income of $854 thousand

EXHIBIT 99.1 Patriot Returns to Profitability and Reports First Quarter 2021 Net Income of $854 thousand STAMFORD, Conn., May 13, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot,? ?Bancorp? or the ?Company?) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced pre-tax income of $1.2 million and net income of $854 thousand, or $0.22 basic and dilut

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b),(c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 UNDER THE SE

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b),(c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. ) * Patriot National Bancorp Inc. (Name of Issuer) Common Stock, par value $0.01 (Title of Class o

Patriot National Bancorp, Inc. 2020 Restricted Stock Award Plan*

Exhibit 10.1 FORM OF PATRIOT NATIONAL BANCORP, INC. 2020 RESTRICTED STOCK AWARD PLAN I) Establishment of plan; Definition a. Purpose. The purposes of the Patriot National Bancorp, Inc. 2020 Restricted Stock Award Plan ( the ?Plan) are to provide an incentive to Employees and Directors of Patriot National Bancorp, Inc. ( the ?Company?), or any Subsidiary of the Company that now exists or hereafter

Annual Report - FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 ? ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ? TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANCOR

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 29, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or other Jurisdiction of Incorporation) (C

Patriot Bank announces key additions to executive leadership in credit, lending and information technology.

Exhibit 99.1 Patriot Bank announces key additions to executive leadership in credit, lending and information technology. STAMFORD, Conn., April 29, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (?Patriot?) (NASDAQ:PNBK), the parent company of Patriot Bank, N.A. (the ?Bank?), today announced it has two executive hires and a promotion. Karen Rojeski has joined Patriot as its Executive Vice

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 (Title of Class of Securiti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 (Title of Class of Securities) 70336F203 (CUSIP Number) March 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G* (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (AMENDMENT NO. )* Patri

SC 13G SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13G* (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (AMENDMENT NO. )* Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 (Title of Class of Securities) 70336F203 (CUSIP Number) March 31, 2021

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. )1 Pa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. )1 Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, $0.01 par value (Title of Class of Securities) 70336F203 (CUSIP Number) steve Wolosky, Esq

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D (including additional amendments thereto) with respect to the shares of Common Stock, $0.01 par value, of Patriot National Bancorp, a Connecticut corporation. Th

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 6) PATRIOT NATIONAL BANCORP, INC. (Name of Issuer) Common stock, par value $0.01 per share (Title of Class of Securities)

SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No.

Patriot Reports 2020 Year end Results

EXHIBIT 99.1 Patriot Reports 2020 Year end Results STAMFORD, Conn., April 02, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced a net loss of $1.4 million, or $0.35 basic and diluted loss per share for the quarter ended December 31, 2020, compared to a net loss of $87

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): April 2, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 4)* Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 (Title of Class of Securit

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 4)* Patriot National Bancorp, Inc. (Name of Issuer) Common Stock, par value $0.01 (Title of Class of Securities) 70336F203 (CUSIP Number) Mitchell L. Lampert, Esq. Robinson & Cole LLP 1055 Washington Boulevard Stamford, CT 06901 (203) 462-7559 (Name, Address

Code of Ethics and Conflict of Interest Policy, dated March 24, 2021 (filed herewith)

Exhibit 14.3 Policy Name: CODE OF ETHICS /CONFLICT OF INTEREST POLICY Last Review/Update: March 24, 2021 Policy Number: I ? 1 Purpose: To establish an appropriate guide for Bank Staff and Directors, the following Code of Ethics has been adopted by Patriot Bank, N.A. and Patriot National Bancorp Inc., collectively referred to as ?the Bank.? Policy: Personal Reputation It is imperative that each ind

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-29599 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): February 19, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

Patriot Bank Announces Significant Upgrade to SBA Team

EXHIBIT 99.1 Patriot Bank Announces Significant Upgrade to SBA Team STAMFORD, Conn., Feb. 19, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot”) (NASDAQ:PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced the reorganization of the SBA team to strengthen its nationwide SBA Business Lending Unit platform. The Bank believes this will assist more Small Busines

Patriot Bank announces key addition: Senior Vice President & Deputy Chief Credit Officer

EX-99.1 2 exh991.htm PRESS RELEASE EXHIBIT 99.1 Patriot Bank announces key addition: Senior Vice President & Deputy Chief Credit Officer STAMFORD, Conn., Feb. 11, 2021 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot”) (NASDAQ:PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced it has appointed a seasoned credit administrator, Patrick Trombly, as its Senior Vic

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): February 11, 2021 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Co

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation)

Patriot Reports Minimal Net Loss of $87 thousand ($.02 per share) for third quarter 2020 - Loan Loss Provisions lowered; Net Interest and Non-interest Income Improve

Exhibit 99.1 Contacts: Patriot Bank, N.A. Joseph Perillo Robert Russell Michael Carrazza 900 Bedford Street Chief Financial Officer President & CEO Chairman Stamford, CT 06901 203-252-5954 203-252-5939 203-251-8230 www.BankPatriot.com Patriot Reports Minimal Net Loss of $87 thousand ($.02 per share) for third quarter 2020 - Loan Loss Provisions lowered; Net Interest and Non-interest Income Improve

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 30, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or other Jurisdiction of Incorporation)

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): September 23, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in its Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation

Patriot Reports 2nd Quarter 2020 Net Loss

Exhibit 99.1 Contacts: Patriot Bank, N.A. 900 Bedford Street Stamford, CT 06901 www.BankPatriot.com Joseph Perillo Chief Financial Officer 203-252-5954 Robert Russell President & CEO 203-252-5939 Michael Carrazza Chairman 203-251-8230 Patriot Reports 2nd Quarter 2020 Net Loss STAMFORD, CT – August 25, 2020 (GLOBE NEWSWIRE) – Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (N

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (

- FORM DEF 14C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14C INFORMATION STATEMENT Information Statement Pursuant to Section 14(c) of the Securities Exchange Act of 1934 Check the appropriate box: ☐ Preliminary Information Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14c-5(d)(2)) ☑ Definitive Information Statement PATRIOT NATIONAL BANCORP,

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANCO

Patriot Bank Closes $52 million Pre-Paid Debit Card Transaction

Exhibit 99.1 Contacts: Patriot Bank, N.A. Fred Staudmyer Michael Carrazza 900 Bedford Street EVP & Chief Administrative Officer Chairman Stamford, CT 06901 203-252-5921 203-251-8230 www.BankPatriot.com Patriot Bank Closes $52 million Pre-Paid Debit Card Transaction STAMFORD, Conn., July 21, 2020 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 21, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Co

Patriot Bank Names New President & CEO

Exhibit 99.1 Patriot Bank Names New President & CEO STAMFORD, Conn., July 13, 2020 (GLOBE NEWSWIRE) - Patriot National Bancorp, Inc. (“Patriot,” “Bancorp” or the “Company”) (NASDAQ: PNBK), the parent company of Patriot Bank, N.A. (the “Bank”), today announced that Robert G. Russell, Jr. has been named President and CEO of both the Bank and its parent company, Patriot. Mr. Russell joins Patriot fro

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 7, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Com

Patriot Reports 1st Quarter 2020 Loan Growth, and Deposit Growth offset by impact of Covid-19 Precautions and Provisions Management’s strategic investment in digital banking plays key role in servicing throughout Covid-19 period

Exhibit 99.1 Contracts: Patriot Bank, N.A. 900 Bedford Street Stamford, CT 06901 www.BankPatriot.com Joseph Perillo Chief Financial Officer 203-252-5954 Michael Carrazza Chairman & interim CEO 203-251-8230 Patriot Reports 1st Quarter 2020 Loan Growth, and Deposit Growth offset by impact of Covid-19 Precautions and Provisions Management’s strategic investment in digital banking plays key role in se

Regulation FD Disclosure, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 22, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Co

Annual Report - FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A Amendment No. 1 (Mark One) ☒ ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATI

Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL BANC

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 13, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Com

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Com

Brent M. Ciurlino 507 O Street NW, Unit 4 Washington DC, 20001 Phone 214-707-2558

Exhibit 99.1 Brent M. Ciurlino 507 O Street NW, Unit 4 Washington DC, 20001 [email protected] Phone 214-707-2558 May 13, 2020 Mr. Michael A. Carrazza Chairman & Chief Executive Officer Patriot National Bancorp, Inc. 900 Bedford Street Stamford, CT 06901 Re: Notice of Board Resignation – Independent Director: Brent M Ciurlino Dear Mr. Carrazza, Please accept this letter/email as a notificatio

Subsidiaries of Bancorp (incorporated by reference to Exhibit 21 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 filed on April 29, 2020)

Exhibit 21 SUBSIDIARIES OF PATRIOT NATIONAL BANCORP, INC. Name Jurisdiction of Incorporation Patriot Bank, N.A. United States PinPat Acquisition Corporation Connecticut Patriot National Statutory Trust I Connecticut

Annual Report - FORM 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-29599 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (C

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (Co

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (C

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 30, 2020 PATRIOT NATIONAL BANCORP, INC. (Exact name of registrant as specified in its charter) Connecticut 000-29599 06-1559137 (State or other jurisdiction of incorporation) (C

PNBK / Patriot National Bancorp, Inc. 10-Q - Quarterly Report - FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-29599 PATRIOT NATIONAL

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Exhibit 99.1 Contacts: Patriot Bank, N.A. Richard Muskus Joseph Perillo Michael Carrazza 900 Bedford Street President Chief Financial Officer CEO and Chairman Stamford, CT 06901 203-252-5939 203-252-5954 203-251-8230 www.BankPatriot.com Patriot reports second quarter 2019 net loss of $1.66 million; Assets Up 5% as loans and deposits expand & SBA lending business grows; Declares quarterly dividend

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): August 23, 2019 PATRIOT NATIONAL BANCORP, INC. (Exact Name of Registrant as Specified in Charter) Connecticut 000-29599 06-1559137 (State or Other Jurisdiction of Incorporation) (Comm