RC.PRE / Ready Capital Corporation - Preferred Stock - SEC फाइलिंग, वार्षिक रिपोर्ट, प्रॉक्सी स्टेटमेंट

READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2025 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.31) - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.14) - - DISTRIBUTABLE LOSS PER COMMON SHARE BEFORE REALIZED LOSSES OF $(0.

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2025 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.31) - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.14) - - DISTRIBUTABLE LOSS PER COMMON SHARE BEFORE REALIZED LOSSES OF $(0.10) - New York, New York, August 8, 2025 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of Incorporation or O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2025 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IR

SUPPLEMENTAL FINANCIAL DATA Q2 2025 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities E

readycapital-supplementa SUPPLEMENTAL FINANCIAL DATA Q2 2025 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2025 READY CAPITAL CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IRS

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of Incorporation or

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IRS E

SUPPLEMENTAL FINANCIAL DATA Q1 2025 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities E

SUPPLEMENTAL FINANCIAL DATA Q1 2025 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same.

READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2025 RESULTS - GAAP EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $0.47 - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.09) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES OF

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2025 RESULTS - GAAP EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $0.47 - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.09) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES OF $0.00 - New York, New York, May 8, 2025 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a

DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

Table 1: Newly Registered and Carry Forward Securities

Calculation of Filing Fee Tables S-3 Ready Capital Corp Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid Equity Common Stock, par value $0.

$78,366,304 READY CAPITAL CORPORATION Common Stock

Filed Pursuant to Rule 424(b)(3) Registration Number 333-285998 PROSPECTUS SUPPLEMENT (To prospectus dated March 21, 2025) $78,366,304 READY CAPITAL CORPORATION Common Stock This prospectus supplement and the accompanying prospectus relate to the offer and sale from time to time of shares of our common stock, $0.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 21, 2025 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 21, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

Statement of Eligibility under the Trust Indenture Act of 1939 of U.S. Bank National Association (Form T-1).

Exhibit 25.1 securities and exchange commission Washington, D.C. 20549 FORM T-1 Statement of Eligibility Under The Trust Indenture Act of 1939 of a Corporation Designated to Act as Trustee Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) ¨ U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. E

Filing Fee Table.

Calculation of Filing Fee Tables S-3 Ready Capital Corp Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Equity Common Stock, par value $0.

As filed with the Securities and Exchange Commission on March 21, 2025

As filed with the Securities and Exchange Commission on March 21, 2025 Registration No.

United Development Funding IV Announces Pre-Closing Cash Distribution Prior to Ready Capital Merger Closing

425 1 tm258892d2425.htm 425 Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.: 001-35808 United Development Funding IV Announces Pre-Closing Cash Distribution Prior to Ready Capital Merger Closing IRVING, Texas, March 13, 2025 (GLOBE NEWSWIRE) — United Development Funding IV (“UDF IV”)

Ready Capital Corporation Announces Completion of Merger

Exhibit 99.1 Ready Capital Corporation Announces Completion of Merger NEW YORK, March 13, 2025 (GLOBE NEWSWIRE) – Ready Capital Corporation (NYSE: RC) (“Ready Capital” or the “Company”) today announced that it has completed the previously announced acquisition of United Development Funding IV (“UDF IV”) (the “Merger”) pursuant to the terms of the Agreement and Plan of Merger, dated as of November

reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K filed with the SEC on

Exhibit 10. 1 CONTINGENT VALUE RIGHTS AGREEMENT THIS CONTINGENT VALUE RIGHTS AGREEMENT, dated as of March 13, 2025 (this “Agreement”), is entered into by and among Ready Capital Corporation, a Maryland corporation (“Parent”) and Computershare Inc., a Delaware corporation (“Computershare”) and its affiliate Computershare Trust Company, N.A., a federally chartered trust company (together with Comput

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): March 13, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission F

UDF IV Shareholders Approve Merger with Ready Capital

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Form of Restricted Stock Award Agreement under the Ready Capital Corporation 2023 Equity

READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN FORM OF RESTRICTED STOCK AWARD AGREEMENT THIS AGREEMENT is made by and between Ready Capital Corporation, a Maryland corporation (the “Company”), and [ ] (the “Grantee”), dated as of the [ ] day of [ ], 20[ ] (the “Agreement”).

Form of Performance-Based Restricted Stock Unit Award Agreement under the Ready Capital

READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN FORM OF PERFORMANCE-BASED RESTRICTED STOCK UNIT AWARD AGREEMENT THIS AGREEMENT is made by and between Ready Capital Corporation, a Maryland corporation (the “Company”), and [ ] (the “Grantee”), dated as of the [ ] day of [ ], 20[ ].

Exhibit 4.17

EXHIBIT 4.17 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a brief summary of the material terms of the five classes of securities of Ready Capital Corporation (“Company,” “we,” “us” or “our”) registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) as of December 31, 2024: our common s

List of Subsidiaries of Ready Capital Corporation

Exhibit 21.1 Subsidiaries Jurisdiction 6100 North Keystone Avenue – 10103450 LLC Delaware Aetna Springs Resorts, LLC Delaware Boost Events, LLC Delaware BRMK 411 Sam Houston LLC Texas BRMK 1301 N. 29th, LLC Washington BRMK 19302 Cottonwood, LLC Delaware BRMK Akard LLC Washington BRMK Bellaire LLC Texas BRMK Bellaire II LLC Texas BRMK Blue Sky LLC Washington BRMK Blueprint LLC Colorado BRMK Boerne

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY CAPITAL CORPORATION

READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2024 RESULTS AND DECLARES FIRST QUARTER 2025 DIVIDENDS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(1.80) - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.03) - - DISTRIBUTABLE EARNINGS P

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2024 RESULTS AND DECLARES FIRST QUARTER 2025 DIVIDENDS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(1.80) - - DISTRIBUTABLE LOSS PER COMMON SHARE OF $(0.03) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES OF $0.23 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY BEFORE REALIZED LOSSES OF 7.1% -

SUPPLEMENTAL FINANCIAL DATA Q4 2024 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities E

SUPPLEMENTAL FINANCIAL DATA Q4 2024 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same.

Form of Restricted Stock Unit Award Agreement under the Ready Capital Corporation 2023 Equity

READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN FORM OF EMPLOYEE RESTRICTED STOCK UNIT AWARD AGREEMENT THIS AGREEMENT is made by and between Ready Capital Corporation, a Maryland corporation (the “Company”), and [ ] (the “Grantee”), dated as of the [ ] day of [ ], 20[ ].

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IRS

Form of Director Restricted Stock Unit Award Agreement under the Ready Capital Corporation 2023

READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN FORM OF DIRECTOR RESTRICTED STOCK UNIT AWARD AGREEMENT THIS AGREEMENT is made by and between Ready Capital Corporation, a Maryland corporation (the “Company”), and [ ] (the “Grantee”), dated as of the [ ] day of [ ], 20[ ].

UDF IV Board Rejects Unsolicited, Non-Binding and Conditional Proposal from NexPoint

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 21, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commis

Ready Capital Corporation Announces Closing of $220.0 Million of Senior Secured Notes

Exhibit 99.1 Ready Capital Corporation Announces Closing of $220.0 Million of Senior Secured Notes 02/24/2025 NEW YORK, Feb. 24, 2025 /PRNewswire/ - Ready Capital Corporation (NYSE: RC) (“Ready Capital” or the “Company”) today announced that on February 21, 2025, ReadyCap Holdings, LLC (“ReadyCap”), an indirect subsidiary of the Company closed a private placement of $220.0 million in aggregate pri

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

TIME IS SHORT URGENT ACTION NEEDED! Attention Shareholder: We have been trying to reach you. United Development Funding IV needs your vote today for the upcoming Special Meeting. PLEASE CALL TODAY FOR MORE INFORMATION AND TO VOTE BY TELEPHONE: INNISF

TIME IS SHORT URGENT ACTION NEEDED! Attention Shareholder: We have been trying to reach you.

UDF IV Urges Shareholders to Vote “FOR” Ready Capital Merger Agreement Ahead of March 4, 2025 Special Meeting of Shareholders UDF IV shareholders may receive up to $5.89 per UDF share through a combination of: (i) pre-closing distributions of UDF IV’

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

READY CAPITAL CORPORATION ANNOUNCES NEW SHARE REPURCHASE PROGRAM

Exhibit 99.1 READY CAPITAL CORPORATION ANNOUNCES NEW SHARE REPURCHASE PROGRAM New York, NY, January 16, 2025 – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor- and owner-occupied commercial real estate loans, today announced that its Board of Direct

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 14, 2025 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commiss

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.: 001-35808

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

As filed with the Securities and Exchange Commission on January 6, 2025

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on January 6, 2025 Registration No.

Form of Proxy Solicited by the Board of Trustees of United Development Fundings IV.

Exhibit 99.2 United Development Funding IV SPECIAL MEETING OF SHAREHOLDERS THIS PROXY IS SOLICITED BY THE BOARD OF TRUSTEES The undersigned shareholder(s) of United Development Funding IV hereby appoint(s) James Kenney and Stacey Dwyer and each of them, as proxies, each with the power to act without the other and with the power to appoint his/her substitute, to attend the Special Meeting of Shareh

Ready Capital Corporation 1251 Avenue of the Americas, 50th Floor New York, NY January 6, 2025

Ready Capital Corporation 1251 Avenue of the Americas, 50th Floor New York, NY January 6, 2025 VIA EDGAR AND E-MAIL Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

CONSENT OF MOELIS & COMPANY LLC

Exhibit 99.1 CONSENT OF MOELIS & COMPANY LLC January 6, 2025 Special Committee of the Board of Trustees United Development Funding IV 2201 W Royal Lane, Suite 240 Irving, Texas 75063 Members of the Special Committee of the Board of Trustees: We hereby consent to the inclusion of our opinion letter, dated November 30, 2024, to the Special Committee of the Board of Trustees of United Development Fun

UNAUDITED PRO FORMA CONDENSED COMBINED statement of income

Exhibit 99.1 UNAUDITED PRO FORMA CONDENSED COMBINED statement of income On May 31, 2023, Ready Capital Corporation, a Maryland corporation (the “Company” or “Ready Capital”), and RCC Merger Sub, LLC, a Delaware limited liability company and a wholly owned subsidiary of Ready Capital (the “RCC Merger Sub”), consummated the transactions contemplated by the Agreement and Plan of Merger, dated as of F

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 31, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission Fil

As filed with the Securities and Exchange Commission on December 26, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on December 26, 2024 Registration No.

Filing Fee table

Calculation of Filing Fee Tables S-4 Ready Capital Corp Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Equity Common Stock 457(a) 16,549,197 $ 287,324,577.

Consent of Moelis & Company LLC.

EXHIBIT 99.1 CONSENT OF MOELIS & COMPANY LLC December 26, 2024 Special Committee of the Board of Trustees United Development Funding IV 2201 W Royal Lane, Suite 240 Irving, Texas 75063 Members of the Special Committee of the Board of Trustees: We hereby consent to the inclusion of our opinion letter, dated November 30, 2024, to the Special Committee of the Board of Trustees of United Development F

List of Subsidiaries of Ready Capital Corporation.

Exhibit 21.1 1. Brannan Island, LLC 2. Broadway & Commerce, LLC 3. Cascade RE, LLC 4. Ebusiness Funding, LLC 5. GMFS LLC 6. Knight Capital, LLC 7. Knight Capital Funding I, LLC 8. Knight Capital Funding II, LLC 9. Knight Capital Funding III, LLC 10. Knight Capital Funding SPV LLC 11. Knight Capital Funding SPV III, LLC 12. Ocrio LLC 13. RC Knight Holdings, LLC 14. RC-Triad Grantor Trust 2021-1 15.

UDF IV Adjourns 2024 Annual Meeting of Stockholders Due to Lack of Quorum Preliminary Vote Count Indicates that Shareholders Who Submitted Votes Overwhelmingly Support Re-election of UDF IV Trustees Steven J. Finkle, Lawrence S. Jones, J. Heath Malon

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 READY CAPITAL CORPORATION (Exact name of regi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or organization) 90-0729143 (IRS Employer Identification No

reference to Exhibit 4.3 of the Registrant’s Current Report on Form 8-K filed on December 10,

Exhibit 4.3 Ready Capital Corporation as Company U.S. Bank Trust Company, National Association as Trustee Ninth Supplemental Indenture Dated as of December 10, 2024 to the Indenture Dated as of August 9, 2017 9.00% Senior Notes due 2029 TABLE OF CONTENTS Page Article I DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 1.01 Scope of Supplemental Indenture 1 Section 1.02 Definitions

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 10, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commis

United Development Funding IV Encourages Shareholders to Vote FOR Trustees Who are Taking Action to Maximize Value for UDF IV Shareholders UDF IV Board is Committed to Completing Value-Creating Transaction with Ready Capital Election of NexPoint’s Tr

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Underwriting Agreement, dated December 3, 2024, by and among Ready Capital Corporation, Sutherland Partners, L.P., Waterfall Asset Management LLC and Morgan Stanley & Co. LLC, Piper Sandler & Co., RBC Capital Markets, LLC, UBS Investment Bank and Wells Fargo Securities, LLC, as representatives of the Underwriters

Exhibit 1.1 READY CAPITAL CORPORATION (A Maryland corporation) $115,000,000 9.00% Senior Notes Due 2029 UNDERWRITING AGREEMENT Morgan Stanley & Co. LLC 1585 Broadway New York, New York 10036 Piper Sandler & Co. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 RBC Capital Markets, LLC Brookfield Place 200 Vesey Street, 8th Floor New York, New York 10281 UBS Securities LLC 1285 Avenue

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): December 3, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

Table 1: Newly Registered and Carry Forward Securities

Calculation of Filing Fee Tables S-3 Ready Capital Corp Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective Date Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to be Paid 1 Debt 9.

$115,000,000 READY CAPITAL CORPORATION 9.00% Senior Notes due 2029 Interest payable March 15, June 15, September 15, and December 15

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration Number 333-263756 Prospectus Supplement to Prospectus dated March 21, 2022.

Filed by Ready Capital Corporation

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

UDF IV Annual Meeting is Rapidly Approaching – Vote on the WHITE Proxy Card before December 10 Voting “FOR” ONLY the Board’s Four Nominees on the WHITE proxy Card Will Help Ensure that Shareholders Realize the Significant Value Expected from UDF IV’s

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Subject to completion, dated December 3, 2024

TABLE OF CONTENTS The information in this preliminary prospectus supplement is not complete and may be changed.

PRICING TERM SHEET READY CAPITAL CORPORATION 9.00% SENIOR NOTES DUE 2029 PRICING TERM SHEET Dated: December 3, 2024

Relating to Preliminary Prospectus Supplement dated December 3, 2024 and Registration Statement No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): November 29, 2024 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): November 29, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

Additional Information about the Proposed Transaction

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

READY CAPITAL CORPORATION TO ACQUIRE UNITED DEVELOPMENT FUNDING IV December 2, 2024

Exhibit 99.2 READY CAPITAL CORPORATION TO ACQUIRE UNITED DEVELOPMENT FUNDING IV December 2, 2024 Disclaimer 2 These materials and any presentation of which they form a part are neither an offer to sell, nor a solicitation of an offer to purchase, an interest in Ready Capital Corporation (“Ready Capital,” “RC,” or the “Company”) . In connection with the proposed merger, United Development Funding I

Ready Capital and United Development Funding IV Announce Definitive Agreement for Ready Capital to Acquire United Development Funding IV Adds scale and extends Ready Capital’s core platform with UDF IV’s proven land development lending platform Diver

Exhibit 99.1 Ready Capital and United Development Funding IV Announce Definitive Agreement for Ready Capital to Acquire United Development Funding IV Adds scale and extends Ready Capital’s core platform with UDF IV’s proven land development lending platform Diversifies Ready Capital’s portfolio and offers land development solution to borrowers and investors Expected to be accretive to Ready Capita

UNITED DEVELOPMENT FUNDING IV 2201 W Royal Lane, Suite 240 Irving, Texas 75063 supplement to proxy statement for ANNUAL meeting of shareholders TO BE HELD ON December 10, 2024

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

Agreement and Plan of Merger, dated as of November 29, 2024, by and among Ready Capital Corporation, RC Merger Sub IV, LLC, and United Development Funding IV.*

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER among READY CAPITAL CORPORATION, RC MERGER SUB IV, LLC and UNITED DEVELOPMENT FUNDING IV Dated as of November 29, 2024 TABLE OF CONTENTS Article I CERTAIN DEFINITIONS 5 1.1 Certain Definitions 5 1.2 Terms Defined Elsewhere 5 Article II THE MERGER 7 2.1 The Merger 7 2.2 Closing 7 2.3 Effect of the Merger 8 2.4 Organizational Documents 8 2.5 Officers of the S

Ready Capital and United Development Funding IV Announce Definitive Agreement for Ready Capital to Acquire United Development Funding IV Adds scale and extends Ready Capital’s core platform with UDF IV’s proven land development lending platform Diver

Exhibit 99.1 Ready Capital and United Development Funding IV Announce Definitive Agreement for Ready Capital to Acquire United Development Funding IV Adds scale and extends Ready Capital’s core platform with UDF IV’s proven land development lending platform Diversifies Ready Capital’s portfolio and offers land development solution to borrowers and investors Expected to be accretive to Ready Capita

December 2, 2024

Filed by Ready Capital Corporation Pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Ready Capital Corporation Commission File No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): November 29, 2024 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): November 29, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

reference to Exhibit 2.1 of the Registrant’s Current Report on Form 8-K filed on December 2, 2024).

Exhibit 2.1 AGREEMENT AND PLAN OF MERGER among READY CAPITAL CORPORATION, RC MERGER SUB IV, LLC and UNITED DEVELOPMENT FUNDING IV Dated as of November 29, 2024 TABLE OF CONTENTS Article I CERTAIN DEFINITIONS 5 1.1 Certain Definitions 5 1.2 Terms Defined Elsewhere 5 Article II THE MERGER 7 2.1 The Merger 7 2.2 Closing 7 2.3 Effect of the Merger 8 2.4 Organizational Documents 8 2.5 Officers of the S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): December 2, 2024 READY CAPITAL CORPO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): December 2, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): December 2, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

READY CAPITAL CORPORATION TO ACQUIRE UNITED DEVELOPMENT FUNDING IV December 2, 2024

Exhibit 99.2 READY CAPITAL CORPORATION TO ACQUIRE UNITED DEVELOPMENT FUNDING IV December 2, 2024 Disclaimer 2 These materials and any presentation of which they form a part are neither an offer to sell, nor a solicitation of an offer to purchase, an interest in Ready Capital Corporation (“Ready Capital,” “RC,” or the “Company”) . In connection with the proposed merger, United Development Funding I

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of Incorporation

SUPPLEMENTAL FINANCIAL DATA Q3 2024 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities E

readycapital-supplementa SUPPLEMENTAL FINANCIAL DATA Q3 2024 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 READY CAPITAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (

READY CAPITAL CORPORATION REPORTS THIRD QUARTER 2024 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.07) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $(0.28) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS THIRD QUARTER 2024 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.07) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $(0.28) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES OF $0.25 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY BEFORE REALIZED LOSSES OF 8.4% - New York, New York, November 7, 2024 /

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2024 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IR

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q2 2024 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements

READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2024 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.21) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.07 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES O

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2024 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.21) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.07 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE BEFORE REALIZED LOSSES OF $0.19 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 2.6% - New York, New York, August 7, 2024 / Globe Newswire / – Ready

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confide

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of

READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2024 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.45) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.29 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 8.6% -

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2024 RESULTS - GAAP LOSS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $(0.45) - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.29 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 8.6% - New York, New York, May 9, 2024 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strat

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q1 2024 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IRS E

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY

RC / Ready Capital Corporation / Sutherland REIT Holdings, LP - SC 13D/A Activist Investment

SC 13D/A 1 tm2412106d1sc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 6)* Ready Capital Corporation (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Secur

Ready Capital Corporation Incentive Compensation Recovery Policy

Exhibit 97.1 READY CAPITAL CORPORATION INCENTIVE COMPENSATION RECOVERY POLICY 1.0 General 1.1 Ready Capital Corporation (the “Company”) has adopted this Incentive Compensation Recovery Policy (the “Policy”) in accordance with the applicable listing standards of The New York Stock Exchange (the “NYSE”) and Rule 10D-1 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). To the

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY C

Ready Capital Corporation Insider Trading Policy

Exhibit 19.1 Insider Trading Policy For Trading in the Securities of Ready Capital Corporation November 2023 The Board of Directors of Ready Capital Corporation (the “Company”), has adopted this Insider Trading Policy (the “Policy”) to promote compliance with federal, state and foreign securities laws that prohibit certain persons who are aware of material non-public information about a company fr

Exhibit 4.21

Exhibit 4.21 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a brief summary of the material terms of the five classes of securities of Ready Capital Corporation (“Company,” “we,” “us” or “our”) registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) as of December 31, 2023: our common s

List of Subsidiaries of Ready Capital Corporation

Exhibit 21.1 Subsidiaries Jurisdiction Cascade RE, LLC Vermont ebusiness Funding, LLC Delaware iBusiness Funding, LLC Delaware GMFS LLC Delaware iBusiness Software LLC Delaware Knight Capital, LLC Delaware Knight Capital Funding, LLC Delaware Knight Capital Funding II, LLC Delaware Knight Capital Funding III, LLC Delaware Knight Capital SVC, LLC Delaware Knight Capital Funding III SPV, LLC Delawar

Form of Restricted Stock Unit Award Agreement under the Ready Capital Corporation 2023 Equity Incentive Plan.

Exhibit 10.14 READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN FORM OF RESTRICTED STOCK UNIT AWARD AGREEMENT THIS AGREEMENT is made by and between Ready Capital Corporation, a Maryland corporation (the “Company”), and [ ] (the “Grantee”), dated as of the [ ] day of [ ], 20[ ]. WHEREAS, the Company maintains the Ready Capital Corporation 2023 Equity Incentive Plan (the “Plan”) (capitalized term

Form of Restricted Stock Award Agreement under the Ready Capital Corporation 2023 Equity Incentive Plan.

Exhibit 10.15 READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN FORM OF RESTRICTED STOCK AWARD AGREEMENT THIS AGREEMENT is made by and between Ready Capital Corporation, a Maryland corporation (the “Company”), and [ ] (the “Grantee”), dated as of the [ ] day of [ ], 20[ ] (the “Agreement”). WHEREAS, the Company maintains the Ready Capital Corporation 2023 Equity Incentive Plan (the “Plan”) (cap

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q4 2023 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number)

READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $0.12 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.26 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 7.5% -

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS OF $0.12 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.26 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 7.5% - New York, New York, February 27, 2024 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a mu

RC / Ready Capital Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 3)* Name of issuer: Ready Capital Corp Title of Class of Securities: Common Stock CUSIP Number: 75574U101 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ 

C O N F I D E N T I A L 2 Disclaimer These materials and any presentation of which they form a part are not intended as an offer to sell, or the solicitation of an offer to purchase, any security, the offer and/or sale of which can only be made by de

Exhibit 99.1 S T R I C T L Y P R I V A T E A N D C O N F I D E N T I A L January 2024 INVESTOR PRESENTATION C O N F I D E N T I A L 2 Disclaimer These materials and any presentation of which they form a part are not intended as an offer to sell, or the solicitation of an offer to purchase, any security, the offer and/or sale of which can only be made by definitive offering documentation. Any offer

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 29, 2024 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commiss

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdictio

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (

READY CAPITAL CORPORATION REPORTS THIRD QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.25 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.28 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 8.0% -

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS THIRD QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.25 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.28 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 8.0% - New York, New York, November 7, 2023 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate fina

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q3 2023 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements

As filed with the Securities and Exchange Commission on September 8, 2023

As filed with the Securities and Exchange Commission on September 8, 2023 File No.

Ready Capital Corporation 2023 Equity Incentive Plan (incorporated by reference to Exhibit 99.1 of the Registrant’s registration statement on Form S-8 filed with the SEC on September 8, 2023).

Exhibit 99.1 READY CAPITAL CORPORATION 2023 EQUITY INCENTIVE PLAN 1.            Purpose. The Plan is intended to provide incentives to directors, officers, advisors, consultants, key employees, and others expected to provide significant services to the Company and its Subsidiaries, including the Manager and personnel, employees, officers and directors of the other Participating Companies (as defin

Filing fee table.

Exhibit 107 CALCULATION OF FILING FEE TABLES Form S-8 (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, $0.

Filing fee table.

Exhibit 107 CALCULATION OF FILING FEE TABLES Form S-8 (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock, $0.

As filed with the Securities and Exchange Commission on September 8, 2023

As filed with the Securities and Exchange Commission on September 8, 2023 File No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact name of registrant as specified

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissi

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

Exhibit 99.3 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION On May 31, 2023, Ready Capital Corporation, a Maryland corporation (the “Company” or “Ready Capital”), and RCC Merger Sub, LLC, a Delaware limited liability company and a wholly owned subsidiary of Ready Capital (“RCC Merger Sub”), consummated the transactions contemplated by the Agreement and Plan of Merger, dated as of Feb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 31, 2023 READY CAPITAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 31, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission F

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on August 28, 2023, pursuant to the provisions of Rule 12d2-2 (a).

Assignment and Assumption Agreement, dated May 31, 2023, between RCC Merger Sub, LLC and Broadmark Realty Capital Inc. (incorporated by reference to Exhibit 10.1 of the Registrant's Quarterly Report on Form 10-Q for the quarter ended June 30, 2023).

Exhibit 10.1 ASSIGNMENT AND ASSUMPTION AGREEMENT THIS ASSIGNMENT AND Assumption Agreement (this “Agreement”) is made as of May 31, 2023, by and among Broadmark Realty Capital Inc., a Maryland corporation (the “Initial Company”) and RCC Merger Sub, LLC, a Delaware limited liability company (the “Successor Company”). Unless otherwise defined herein, capitalized terms used herein shall have the meani

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of

Third Amendment of Warrant Agreement, dated May 31, 2023, by and among Ready Capital Corporation, RCC Merger Sub, LLC, Computershare Inc. and Computershare Trust Company, N.A. (incorporated by reference to Exhibit 4.21 to the Registrant’s Quarterly Report on Form 10-Q filed with the SEC on August 8, 2023).

Exhibit 4.21 THIRD AMENDMENT OF WARRANT AGREEMENT THIS THIRD AMENDMENT OF WARRANT AGREEMENT (this “Third Amendment”), made as of May 31, 2023, is made by and among Ready Capital Corporation, a Maryland corporation (“Ready Capital”), RCC Merger Sub, LLC, a Delaware limited liability company and wholly owned subsidiary of Ready Capital (“RCC Merger Sub”) and the successor by merger to Broadmark Real

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2023 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IR

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q2 2023 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements

READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $1.87 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.36 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 9.3% -

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $1.87 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.36 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 9.3% - New York, New York, August 7, 2023 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate finan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, For Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ⌧ Filed by a Party other than the Registrant ◻ Check the appropriate box: ◻ Preliminary Proxy Statement ◻ Confide

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 1, 2023 READY CAPITAL CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 1, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

READY CAPITAL CORPORATION ANNOUNCES NEW SHARE REPURCHASE PROGRAM

Exhibit 99.1 READY CAPITAL CORPORATION ANNOUNCES NEW SHARE REPURCHASE PROGRAM New York, NY, June 1, 2023 – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate finance company that originates, acquires, finances, and services small-to-medium balance commercial loans, today announced that its Board of Directors approved a stock repurchase program aut

Broadmark Realty Capital Inc. 2019 Stock Incentive Plan.

Exhibit 99.1 BROADMARK REALTY CAPITAL INC. 2019 STOCK INCENTIVE PLAN 1. Purpose The purpose of this Broadmark Realty Capital Inc. 2019 Stock Incentive Plan (the “Plan”) is to promote and closely align the interests of employees, officers, non-employee directors and other service providers of Broadmark Realty Capital Inc. (the “Company”) and its stockholders by providing stock-based compensation. T

Ready Capital Corporation Announces Completion of Merger

Exhibit 99.1 Ready Capital Corporation Announces Completion of Merger NEW YORK, May 31, 2023 – - Ready Capital Corporation (NYSE:RC) ("Ready Capital" or the "Company") today announced that it has completed the previously announced merger ("Merger") pursuant to the terms of the Merger Agreement, dated as of February 26, 2023, by and among Ready Capital, a multi-strategy real estate finance company

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 31, 2023 READY CAPITAL CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 31, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission Fil

Filing fee table

EX-FILING FEES 5 tm2317207d1exfillingfees.htm EX-FILING FEES Exhibit 107 CALCULATION OF FILING FEE TABLES Form S-8 (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rat

As filed with the Securities and Exchange Commission on May 31, 2023

As filed with the Securities and Exchange Commission on May 31, 2023 File No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or organization) 90-0729143 (I.R.S Employer

Ready Capital Corporation Stockholders Approve Issuance of Common Stock in Merger with Broadmark Realty Capital Inc.

Exhibit 99.1 Ready Capital Corporation Stockholders Approve Issuance of Common Stock in Merger with Broadmark Realty Capital Inc. New York, New York, May 30, 2023 / PRNewswire / – Ready Capital Corporation (NYSE:RC) (“Ready Capital” or the “Company”) today announced that at the special meeting of stockholders held today, conducted by means of a virtual meeting held live over the internet, its stoc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 30, 2023 READY CAPITAL CORPORATI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): May 30, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission Fil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 23, 2023 READY CAPITAL CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 23, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 23, 2023 READY CAPITAL CORPOR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 23, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

Amended and Restated Contingent Equity Rights Agreement, dated as of March 21, 2023, by and among Ready Capital Corporation, Sutherland Partners, L.P., and Computershare Inc. and its affiliate Computershare Trust Company, N.A. (incorporated by reference to Exhibit 10.1 of the Registrant's Quarterly Report on Form 10-Q for the quarter ended March 31, 2023).

Exhibit 10.1 Execution Version AMENDED AND RESTATED CONTINGENT EQUITY RIGHTS AGREEMENT THIS AMENDED AND RESTATED CONTINGENT EQUITY RIGHTS AGREEMENT, dated as of March 21, 2023 (this “Agreement”), is entered into by and among Ready Capital Corporation, a Maryland corporation (“Parent”), Sutherland Partners, L.P., a Delaware limited partnership (the “Operating Partnership”), and Computershare Inc.,

UNITED STATES

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Commission File Number: 001-35808 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Maryland 90-0729143 (State or Other Jurisdiction of

READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.30 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.31 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 8.5% -

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2023 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.30 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.31 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 8.5% - New York, New York, May 8, 2023 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate finance c

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2023 READY CAPITAL CORPORA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number) (IRS E

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q1 2023 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harbor provided by the same. These statements

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY

JOINT PROXY STATEMENT/PROSPECTUS MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)   Registration No. 333-270849 JOINT PROXY STATEMENT/PROSPECTUS MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT To the Stockholders of Ready Capital Corporation and the Stockholders of Broadmark Realty Capital Inc. The board of directors (the “Ready Capital Board”) of Ready Capital Corporation (“Ready Capital”) and the board of directors (the “Broad

As filed with the Securities and Exchange Commission on April 18, 2023

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on April 18, 2023 Registration No.

Form of Proxy solicited by the Board of Directors of Ready Capital Corporation

Exhibit 99.3 1UPX Using a black ink pen, mark your votes with an X as shown in this example. Please do not write outside the designated areas. 03T5QC + + A Proposals — The Board of Directors recommend a vote FOR Proposals 1 – 2. 1. To consider and vote on a proposal (the “Ready Capital Common Stock Issuance Proposal”) to approve the issuance of shares of common stock, par value $0.0001 per share,

Consent of J.P. Morgan Securities LLC

Exhibit 99.2 CONSENT OF J.P. MORGAN SECURITIES LLC We hereby consent to (i) the inclusion of our opinion letter dated February 26, 2023 to the board of directors of Broadmark Realty Capital Inc. (“Broadmark”) as Annex D to the joint proxy statement/prospectus which forms a part of Amendment No. 1 to the registration statement on Form S-4 (the “Registration Statement”) relating to the proposed merg

Form of Proxy solicited by the Board of Directors of Broadmark Realty Capital Inc.

Exhibit 99.4 THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED. KEEP THIS PORTION FOR YOUR RECORDS DETACH AND RETURN THIS PORTION ONLY TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS: Signature [PLEASE SIGN WITHIN BOX] Date Signature (Joint Owners) Date SCAN TO VIEW MATERIALS & VOTE 0 0 0 0 0 0 0 0 0 00006077561 R1.0.0.6 BROADMARK REALTY CAPITAL INC. 1420 FIFTH AVENUE, SUITE 2000 SEAT

Consent of Wells Fargo Securities, LLC

Exhibit 99.1 CONSENT OF WELLS FARGO SECURITIES, LLC Ready Capital Corporation 1251 Avenue of Americas, 50th Floor New York, NY 10020 Attention: Board of Directors RE: Amendment No. 1 to the Joint Proxy Statement / Prospectus (the “Proxy Statement/Prospectus”) of Broadmark Realty Capital Inc. (“Broadmark”) and Ready Capital Corporation (“Ready Capital”), which forms part of the Registration Stateme

Ready Capital Corporation 1251 Avenue of the Americas, 50th Floor New York, NY April 18, 2023

Ready Capital Corporation 1251 Avenue of the Americas, 50th Floor New York, NY April 18, 2023 Via EDGAR and E-MAIL U.

Powers of Attorney (included on the signature pages of this registration statement).

S-4 1 tm2310146-1s4.htm S-4 TABLE OF CONTENTS As filed with the Securities and Exchange Commission on March 27, 2023 Registration No. 333-       UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in Its Charter) Maryland 6798 90-0729143 (State or Ot

Consent of J.P. Morgan Securities LLC

EX-99.2 8 tm2310146d2ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 CONSENT OF J.P. MORGAN SECURITIES LLC We hereby consent to (i) the inclusion of our opinion letter dated February 26, 2023 to the board of directors of Broadmark Realty Capital Inc. (“Broadmark”) as Annex D to the joint proxy statement/prospectus which forms a part of the registration statement on Form S-4 (the “Registration Statement”) rel

Filing Fee Table.

EX-FILING FEES 11 tm2310146d2ex-filingfees.htm EX-FILING FEES EXHIBIT 107 Calculation of Filing Fee Tables FORM S-4 (Form Type) READY CAPITAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Table 1 — Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Share Pr

Form of Proxy solicited by the Board of Directors of Ready Capital Corporation

Exhibit 99.3 READY CAPITAL CORPORATION 1251 AVENUE OF THE AMERICAS, 50TH FLOOR NEW YORK, NEW YORK 10020 VOTE BY INTERNET - www.investorvote.com/RC or scan the QR Barcode above Use the Internet to transmit your voting instructions and for electronic delivery of information up until 11:59 p.m. Eastern Time on [ ], 2023. Have your proxy card in hand when you access the web site and follow the instruc

Form of Proxy solicited by the Board of Directors of Broadmark Realty Capital Inc.

Exhibit 99.4 1 1 12345678 12345678 12345678 12345678 12345678 12345678 12345678 12345678 NAME THE COMPANY NAME INC. - COMMON 123,456,789,012.12345 THE COMPANY NAME INC. - CLASS A 123,456,789,012.12345 THE COMPANY NAME INC. - CLASS B 123,456,789,012.12345 THE COMPANY NAME INC. - CLASS C 123,456,789,012.12345 THE COMPANY NAME INC. - CLASS D 123,456,789,012.12345 THE COMPANY NAME INC. - CLASS E 123,4

Consent of Wells Fargo Securities, LLC

Exhibit 99.1 CONSENT OF WELLS FARGO SECURITIES, LLC Ready Capital Corporation 1251 Avenue of Americas, 50th Floor New York, NY 10020 Attention: Board of Directors RE: Joint Proxy Statement / Prospectus (the “Proxy Statement/Prospectus”) of Broadmark Realty Capital Inc. (“Broadmark”) and Ready Capital Corporation (“Ready Capital”), which forms part of the Registration Statement on Form S-4 of Ready

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

Power of Attorney (incorporated by reference to Exhibit 24.1 of the Registrant’s Annual Report on Form 10-K filed on February 28, 2023).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY CAPITAL CORPORATION

List of Subsidiaries of Ready Capital Corporation

Exhibit 21.1 Subsidiaries Jurisdiction Cascade RE, LLC Vermont Ebusiness Funding, LLC Delaware GMFS LLC Delaware Knight Capital, LLC Delaware Knight Capital Funding I, LLC Delaware Knight Capital Funding II, LLC Delaware Knight Capital Funding III, LLC Delaware Knight Capital Funding SPV LLC Delaware Knight Capital Funding SPV III, LLC Delaware Ocrio LLC California RC Knight Holdings, LLC Delaware

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

RC / Ready Capital Corp / Sutherland REIT Holdings, LP - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 5)* Ready Capital Corporation (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 75574U 101 (CUSIP Number) Kenneth N

Agreement and Plan of Merger, dated as of February 26, 2023, by and among Ready Capital Corporation, RCC Merger Sub, LLC and Broadmark Realty Capital Inc. (incorporated by reference to Exhibit 2.1 of the Registrant's Current Report on Form 8-K filed February 28, 2023).

Exhibit 2.1 Execution Version AGREEMENT AND PLAN OF MERGER among READY CAPITAL CORPORATION, RCC MERGER SUB, LLC and BROADMARK REALTY CAPITAL INC. Dated as of February 26, 2023 TABLE OF CONTENTS Article I CERTAIN DEFINITIONS 2 1.1 Certain Definitions 2 1.2 Terms Defined Elsewhere 2 Article II THE MERGER 6 2.1 The Merger 6 2.2 Closing 6 2.3 Effect of the Merger 6 2.4 Organizational Documents 7 2.5 M

Exhibit 99.1 – Voting Agreement, dated as of February 26, 2023, by and between Broadmark Realty Capital Inc., a Maryland corporation and Waterfall Management, LLC, a Delaware limited liability company.

Exhibit 99.1 EXECUTION VERSION VOTING AGREEMENT THIS VOTING AGREEMENT (this “Agreement”) is made and entered into as of February 26, 2023 by and between Broadmark Realty Capital Inc., a Maryland corporation (the “Company”), and Waterfall Management, LLC, a Delaware limited liability company (the “Stockholder”). WITNESSETH: WHEREAS, concurrently with the execution and delivery of this Agreement, Re

Description of Ready Capital Corporation’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 (incorporated by reference to Exhibit 4.17 of the Registrant’s Annual Report on Form 10-K filed on February 28, 2023).

Exhibit 4.17 DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following is a brief summary of the material terms of the six classes of securities of Ready Capital Corporation (“Company,” “we,” “us” or “our”) registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) as of December 31, 2022: our common st

READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT February 27, 2023

Exhibit 99.2 READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT February 27, 2023 Disclaimer 2 These materials and any presentation of which they form a part are neither an offer to sell, nor a solicitation of an offer t o p urchase, an interest in Ready Capital Corporation (“Ready Capital,” “RC,” or the “Company”). Neither the Company nor any of its representatives or

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT − Transaction will create the 4th largest commercial mortgage REIT with a capital base of $2.8 billion – − Highly synergistic platforms and capital optimization will driv

Exhibit 99.1 READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT − Transaction will create the 4th largest commercial mortgage REIT with a capital base of $2.8 billion – − Highly synergistic platforms and capital optimization will drive strong earnings per share accretion in 2024 and sustained long-term growth − − Expected value at closing of approximately $787 million

READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT − Transaction will create the 4th largest commercial mortgage REIT with a capital base of $2.8 billion – − Highly synergistic platforms and capital optimization will driv

Exhibit 99.1 READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT − Transaction will create the 4th largest commercial mortgage REIT with a capital base of $2.8 billion – − Highly synergistic platforms and capital optimization will drive strong earnings per share accretion in 2024 and sustained long-term growth − − Expected value at closing of approximately $787 million

READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT February 27, 2023

EX-99.2 3 tm237886d1ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 READY CAPITAL AND BROADMARK REALTY CAPITAL ANNOUNCE DEFINITIVE MERGER AGREEMENT February 27, 2023 Disclaimer 2 These materials and any presentation of which they form a part are neither an offer to sell, nor a solicitation of an offer t o p urchase, an interest in Ready Capital Corporation (“Ready Capital,” “RC,” or the “Company”). Neither t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): February 26, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and

EX-99.2 3 rc-20230227xex99d2.htm EX-99.2 Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATA Q4 2022 2 Disclaimer This presentation contains statements that constitute “forward-looking statements,” as such term is defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and such statements are intended to be covered by the safe harb

READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.08 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.42 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 11.4% -

Exhibit 99.1 READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.08 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.42 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 11.4% - New York, New York, February 27, 2023 / Globe Newswire / – Ready Capital Corporation (“Ready Capital” or the “Company”) (NYSE: RC), a multi-strategy real estate f

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 READY CAPITAL C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Number)

RC / Ready Capital Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 2)* Name of issuer: Ready Capital Corp. Title of Class of Securities: REIT CUSIP Number: 75574U101 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rule 13

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 29, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commis

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 16, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commis

UNITED STATES

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

2DisclaimerThispresentationcontainsstatementsthatconstitute“forward-lookingstatements,”assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredby

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATAQ3 2022 2DisclaimerThispresentationcontainsstatementsthatconstitute?forward-lookingstatements,?assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredbythesafeharborprovidedbythesame.Thesestatementsarebasedonmanagement?scurrentexpectationsandbeliefsandar

READY CAPITAL CORPORATION REPORTS THIRD QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.53 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.46 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 12.7% -

? Exhibit 99.1 ? READY CAPITAL CORPORATION REPORTS THIRD QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.53 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.46 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS? EQUITY OF 12.7% - ? New York, New York, November 7, 2022 / PRNewswire / ? Ready Capital Corporation (?Ready Capital? or the ?Company?) (NYSE: RC), a multi-strategy real estate f

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K ? CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 27, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commi

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 29, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commi

READY CAPITAL CORPORATION ANNOUNCES INCREASE TO SHARE REPURCHASE PROGRAM

Exhibit 99.1 READY CAPITAL CORPORATION ANNOUNCES INCREASE TO SHARE REPURCHASE PROGRAM New York, NY ? September 29, 2022 - Ready Capital Corporation (?Ready Capital? or the ?Company?) (NYSE: RC), a multi-strategy real estate finance company that originates, acquires, finances, and services small-to-medium balance commercial loans, today announced the Board of Directors authorized an increase in the

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): September 15, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commi

Note Purchase Agreement, dated September 15, 2022, by and among the Company, Sutherland Partners, L.P., Waterfall Asset Management, LLC, and each purchaser identified on Appendix A thereto

Exhibit 1.1 Certain portions of this Exhibit have been redacted pursuant to Item 601(b)(10) of Regulation S-K and, where applicable, have been marked with [***] to indicate where redactions have been made. The marked information has been excluded from the Exhibit because it both (i) is not material and (ii) would be competitively harmful to the Company if publicly disclosed. The Company agrees to

Prospectus Supplement to Prospectus dated March 21, 2022. READY CAPITAL CORPORATION 7.375% Senior Notes due 2027 Interest payable January 31 and July 31

424B3 1 tm2225740-1424b3.htm 424B3 TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration Number 333-263756 Prospectus Supplement to Prospectus dated March 21, 2022. $20,000,000 READY CAPITAL CORPORATION 7.375% Senior Notes due 2027 Interest payable January 31 and July 31 We are offering $20.0 million principal amount of our 7.375% senior notes due 2027, or the new notes, to a certain p

Calculation of Fling Fee Tables Form 424(b)(3) (Form Type) Ready Capital Corporation. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Fling Fee Tables Form 424(b)(3) (Form Type) Ready Capital Corporation.

UNITED STATES

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.47 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.48 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 13.1% -

? Exhibit 99.1 ? READY CAPITAL CORPORATION REPORTS SECOND QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.47 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.48 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS? EQUITY OF 13.1% - ? New York, New York, August 4, 2022 / PRNewswire / ? Ready Capital Corporation (?Ready Capital? or the ?Company?) (NYSE: RC), a multi-strategy real estate fi

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K ? CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File N

2DisclaimerThispresentationcontainsstatementsthatconstitute“forward-lookingstatements,”assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredby

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATAQ2 2022 2DisclaimerThispresentationcontainsstatementsthatconstitute?forward-lookingstatements,?assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredbythesafeharborprovidedbythesame.Thesestatementsarebasedonmanagement?scurrentexpectationsandbeliefsandar

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 19, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

Note Purchase Agreement, dated July 19, 2022, by and among the Company, Sutherland Partners, L.P., and each purchaser identified on Appendix A thereto

EX-1.1 2 tm2221688d1ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 EXECUTION VERSION Certain portions of this Exhibit have been redacted pursuant to Item 601(b)(10) of Regulation S-K and, where applicable, have been marked with [***] to indicate where redactions have been made. The marked information has been excluded from the Exhibit because it both (i) is not material and (ii) would be competitively harmful

Eighth Supplemental Indenture, dated as of July 25, 2022, by and between Ready Capital Corporation and U.S. Bank Trust Company, National Association, as trustee (incorporated by reference to Exhibit 4.3 of the Registrant’s Current Report on Form 8-K filed on July 25, 2022).

Exhibit 4.3 Ready Capital Corporation as Company U.S. Bank Trust Company, National Association as Trustee Eighth Supplemental Indenture Dated as of July 25, 2022 to the Indenture Dated as of August 9, 2017 7.375% Senior Notes due 2027 TABLE OF CONTENTS Page(s) ARTICLE I DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 1.01 Scope of Supplemental Indenture 1 Section 1.02 Definitions

Calculation of Fling Fee Tables Form 424(b)(3) (Form Type) Ready Capital Corporation. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

EX-FILING FEES 2 tm2221313d2ex-filingfees.htm EX-FILING FEES Exhibit 107 Calculation of Fling Fee Tables Form 424(b)(3) (Form Type) Ready Capital Corporation. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit

Prospectus Supplement to Prospectus dated March 21, 2022. READY CAPITAL CORPORATION 7.375% Senior Notes due 2027 Interest payable January 31 and July 31

TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(3) ??Registration Number 333-263756? Prospectus Supplement to Prospectus dated March 21, 2022.

RC / Ready Capital Corp / Sutherland REIT Holdings, LP - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO ? 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO ? 240.13d-2(a) (Amendment No. 4)* Ready Capital Corporation (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 75574U 101 (CUSIP Number) Kenneth N

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): June 23, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission Fi

RC / Ready Capital Corp / Sutherland REIT Holdings, LP - SC 13D/A Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 3)* Ready Capital Corporation (Name of Issuer) Common Stock, par value $0.0001 per share (Title of Class of Securities) 75574U 101 (CUSIP Number) Kenneth N

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 10, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

Certificate of Notice, dated May 11, 2022, relating to the automatic conversion of the Class B-1 Common Stock, $0.0001 par value per share, Class B-2 Common Stock, $0.0001 par value per share, Class B-3 Common Stock, $0.0001 par value per share, and Class B-4 Common Stock, $0.0001 par value per share, into Common Stock, $0.0001 par value per share (incorporated by reference to Exhibit 3.1 to the Registrant’s Form 8-K filed on May 10, 2022).

Exhibit 3.1 READY CAPITAL CORPORATION CERTIFICATE OF NOTICE THIS IS TO CERTIFY THAT: FIRST: The Board of Directors (the ?Board?) of Ready Capital Corporation., a Maryland corporation (the ?Company?), acting pursuant to the charter of the Company (the ?Charter?), including the Articles Supplementary filed with the Maryland State Department of Assessments and Taxation on March 16, 2022, setting fort

Articles Supplementary to the Articles of Amendment of Ready Capital Corporation reclassifying and designating the Class B-1 Common Stock, $0.0001 par value per share, Class B-2 Common Stock, $0.0001 par value per share, Class B-3 Common Stock, $0.0001 par value per share, and Class B-4 Common Stock, $0.0001 par value per share, as Common Stock, $0.0001 par value per share (incorporated by reference to Exhibit 3.2 to the Registrant’s Form 8-K filed on May 10, 2022).

Exhibit 3.2 READY CAPITAL CORPORATION ARTICLES SUPPLEMENTARY Ready Capital Corporation, a Maryland corporation (the ?Corporation?), hereby certifies to the State Department of Assessments and Taxation of Maryland that: FIRST: Under a power contained in Section 6.2 of Article VI of the charter of the Corporation (the ?Charter?), the Board of Directors of the Corporation (the ?Board?), by duly adopt

READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.70 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.52 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 13.6% -

? Exhibit 99.1 ? READY CAPITAL CORPORATION REPORTS FIRST QUARTER 2022 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.70 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.52 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS? EQUITY OF 13.6% - ? New York, New York, May 6, 2022 / PRNewswire / ? Ready Capital Corporation (?Ready Capital? or the ?Company?) (NYSE: RC), a multi-strategy real estate financ

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K ? CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission File Numb

2DisclaimerThispresentationcontainsstatementsthatconstitute“forward-lookingstatements,”assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredby

Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATAQ1 2022 2DisclaimerThispresentationcontainsstatementsthatconstitute?forward-lookingstatements,?assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredbythesafeharborprovidedbythesame.Thesestatementsarebasedonmanagement?scurrentexpectationsandbeliefsandar

UNITED STATES

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Definitive Proxy Statement on Schedule 14A (File No. 001-35808)

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Ame

? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A (Rule 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? ? ? ? Check the appropriate box: ? Preliminary Proxy Stateme

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 18, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commissio

Seventh Supplemental Indenture, dated as of April 18, 2022, by and between Ready Capital Corporation and U.S. Bank Trust Company, National Association, as trustee (incorporated by reference to Exhibit 4.3 of the Registrant’s Current Report on Form 8-K filed April 18, 2022).

Exhibit 4.3 Ready Capital Corporation as Company U.S. Bank Trust Company, National Association as Trustee Seventh Supplemental Indenture Dated as of April 18, 2022 to the Indenture Dated as of August 9, 2017 6.125% Senior Notes due 2025 TABLE OF CONTENTS Page(s) ARTICLE I DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 1.01 Scope of Supplemental Indenture 1 Section 1.02 Definitio

Underwriting Agreement, dated April 8, 2022, by and among Ready Capital Corporation, Sutherland Partners, L.P., Waterfall Asset Management LLC and Piper Sandler & Co., as representative of the Underwriters

EX-1.1 2 tm2212367d1ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 READY CAPITAL CORPORATION (A Maryland corporation) $120,000,000 6.125% Senior Notes Due 2025 UNDERWRITING AGREEMENT Piper Sandler & Co. 1251 Avenue of the Americas, 6th Floor New York, New York 10020 As Representative of the several Underwriters April 8, 2022 Ladies and Gentlemen: Ready Capital Corporation, a Maryland corporation (the “Company”

Prospectus Supplement to Prospectus dated March 21, 2022. READY CAPITAL CORPORATION 6.125% Senior Notes due 2025 Interest payable April 30 and October 30

TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(3)? ?Registration Number 333-263756? Prospectus Supplement to Prospectus dated March 21, 2022.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 8, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

Calculation of Fling Fee Tables Form 424(b)(3) (Form Type) Ready Capital Corporation. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Fling Fee Tables Form 424(b)(3) (Form Type) Ready Capital Corporation.

PRICING TERM SHEET READY CAPITAL CORPORATION 6.125% SENIOR NOTES DUE 2025 PRICING TERM SHEET Dated: April 8, 2022

Issuer Free Writing Prospectus dated April 8, 2022 Filed Pursuant to Rule 433 Relating to the Preliminary Prospectus Supplement dated April 8, 2022 and Registration Statement No.

Subject to completion, dated April 8, 2022 Preliminary Prospectus Supplement to Prospectus dated March 21, 2022. READY CAPITAL CORPORATION      % Senior Notes due 2025 Interest payable            and            

424B3 1 tm229725-4424b3.htm 424B3 TABLE OF CONTENTS The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and they are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not permitted.  Filed Pursuant to

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): March 16, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission F

Contingent Equity Rights Agreement, dated March 16, 2022, by and among Ready Capital Corporation, Sutherland Partners, L.P. and American Stock Transfer & Trust Company, LLC.

Exhibit 10.1 CONTINGENT EQUITY RIGHTS AGREEMENT THIS CONTINGENT EQUITY RIGHTS AGREEMENT, dated as of March 16, 2022 (this ?Agreement?), is entered into by and among Ready Capital Corporation, a Maryland corporation (?Parent?), Sutherland Partners, L.P., a Delaware limited partnership (the ?Operating Partnership?), and American Stock Transfer & Trust Company, LLC, a New York limited liability trust

Statement of Eligibility under the Trust Indenture Act of 1939 of U.S. Bank Trust Company, National Association (Form T-1).

EX-25.1 7 tm229725d2ex25-1.htm EXHIBIT 25.1 Exhibit 25.1 securities and exchange commission Washington, D.C. 20549 FORM T-1 Statement of Eligibility Under The Trust Indenture Act of 1939 of a Corporation Designated to Act as Trustee Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) ¨ U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as s

Articles Supplementary to the Articles of Amendment of Ready Capital Corporation designating the shares of Class B-1 Common Stock, $0.0001 par value per share, Class B-2 Common Stock, $0.0001 par value per share, Class B-3 Common Stock, $0.0001 par value per share, and Class B-4 Common Stock, $0.0001 par value per share (incorporated by reference to Exhibit 4.8 to the Registration Statement on Form S-3 filed with the SEC on March 21, 2022).

Exhibit 4.8 READY CAPITAL CORPORATION ARTICLES SUPPLEMENTARY Ready Capital Corporation, a Maryland corporation (the ?Company?), hereby certifies to the State Department of Assessments and Taxation of Maryland (the ?SDAT?) that: FIRST: Under a power contained in Article VI of the charter of the Company (the ?Charter?), the Board of Directors of the Company (the ?Board?), by duly adopted resolutions

Filing Fee Table.

Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Equity Common Stock, par value $0.

As filed with the Securities and Exchange Commission on March 21, 2022

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on March 21, 2022 Registration Statement No.

Ready Capital Corporation Announces Completion of Mergers

Exhibit 99.1 Ready Capital Corporation Announces Completion of Mergers New York, New York, March 16, 2022 / PRNewswire / ? Ready Capital Corporation (NYSE:RC) (?Ready Capital? or the ?Company?) today announced that it has completed the previously announced mergers (?Mergers?) pursuant to the terms of the Merger Agreement, dated as of November 3, 2021, as amended on February 7, 2022, by and among R

Ready Capital Corporation Stockholders Approve Issuance of Common Stock in Mergers with Funds Managed by MREC Management, LLC

Exhibit 99.1 Ready Capital Corporation Stockholders Approve Issuance of Common Stock in Mergers with Funds Managed by MREC Management, LLC New York, New York, March 14, 2022 / PRNewswire / ? Ready Capital Corporation (NYSE:RC) (?Ready Capital? or the ?Company?) today announced that at the special meeting of stockholders held today, conducted by means of a virtual meeting held live over the interne

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date Earliest Event reported): March 14, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission F

Calculation of Filing Fee Tables (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

EX-FILING FEES 2 tm228465d4ex107.htm EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables 424B3 (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate

Calculation of Filing Fee Tables (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities

Exhibit 107 Calculation of Filing Fee Tables 424B3 (Form Type) Ready Capital Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial effective date Filing Fee Previously Paid In Connection with Unsold Securities to be Carried Forward Newly Registered Securities Fees to Be Paid Fees Previously Paid Carry Forward Securities Carry Forward Securities Debt 6.

First Amendment to the Equity Distribution Agreement, dated March 8, 2022, by and among Ready Capital Corporation, Sutherland Partners, L.P., Waterfall Asset Management LLC, and JMP Securities LLC (incorporated by reference to Exhibit 1.1 to the Registrant’s Current Report on Form 8-K filed on March 8, 2022)

Exhibit 1.1 FIRST AMENDMENT TO EQUITY DISTRIBUTION AGREEMENT This First Amendment (this ?Amendment?), dated as of March 8, 2022, to the Equity Distribution Agreement, dated as of July 9, 2021 (the ?Agreement?), is entered into by and among Ready Capital Corporation (the ?Company?), Sutherland Partners L.P. (the ?Operating Partnership?), Waterfall Asset Management, LLC (the ?Manager?), and JMP Secu

$100,000,000 READY CAPITAL CORPORATION 6.20% Senior Notes due 2026 5.75% Senior Notes due 2026 Interest payable January 30, April 30, July 30 and October 30

TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(3) ?Registration Number 333-262104? PROSPECTUS SUPPLEMENT (To Prospectus dated January 11, 2022) $100,000,000 READY CAPITAL CORPORATION 6.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 8, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commission

$89,118,608 READY CAPITAL CORPORATION Common Stock

TABLE OF CONTENTS ?Filed Pursuant to Rule 424(b)(3) ?Registration Number 333-262104? PROSPECTUS SUPPLEMENT (To prospectus dated January 11, 2022) $89,118,608 READY CAPITAL CORPORATION Common Stock This prospectus supplement and the accompanying prospectus relate to the offer and sale from time to time of shares of our common stock, $0.

Exhibit 4.15 to the Annual Report on Form 10-K for the year ended December 31, 2021 (“Exhibit 4.15”) (File No. 001-35808)

Exhibit 4.15 ? DESCRIPTION OF SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 DESCRIPTION OF COMMON STOCK The following is a brief summary of the material terms of the common stock, $0.0001 par value per share, of Ready Capital Corporation (?Company,? ?we,? ?us? or ?our?), registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended (the ?Excha

List of Subsidiaries of Ready Capital Corporation

EX-21.1 3 rc-20211231xex21d1.htm EX-21.1 Exhibit 21.1 Subsidiaries Jurisdiction Brannan Island, LLC California Broadway & Commerce, LLC Washington Cascade RE, LLC Vermont Ebusiness Funding, LLC Delaware GMFS LLC Delaware Knight Capital, LLC Delaware Knight Capital Funding I, LLC Delaware Knight Capital Funding II, LLC Delaware Knight Capital Funding III, LLC Delaware Knight Capital Funding SPV LLC

UNITED STATES

? UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ? FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35808 READY CAPITAL CORPO

SUPPLEMENTAL FINANCIAL DATAQ4 2021 2DisclaimerThispresentationcontainsstatementsthatconstitute“forward-lookingstatements,”assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuc

EX-99.2 3 rc-20220224xex99d2.htm EX-99.2 Exhibit 99.2 SUPPLEMENTAL FINANCIAL DATAQ4 2021 2DisclaimerThispresentationcontainsstatementsthatconstitute“forward-lookingstatements,”assuchtermisdefinedinSection27AoftheSecuritiesActof1933,asamended,andSection21EoftheSecuritiesExchangeActof1934,asamended,andsuchstatementsareintendedtobecoveredbythesafeharborprovidedbythesame.Thesestatementsarebasedonmanag

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K ? CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 24, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) ? ? ? ? Maryland 001-35808 90-0729143 (State or other jurisdiction (Commission Fil

READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2021 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.69 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.67 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS’ EQUITY OF 17.8% -

? Exhibit 99.1 ? READY CAPITAL CORPORATION REPORTS FOURTH QUARTER 2021 RESULTS - GAAP EARNINGS PER COMMON SHARE OF $0.69 - - DISTRIBUTABLE EARNINGS PER COMMON SHARE OF $0.67 - - DISTRIBUTABLE RETURN ON AVERAGE STOCKHOLDERS? EQUITY OF 17.8% - ? New York, New York, February 24, 2022 / PRNewswire / ? Ready Capital Corporation (?Ready Capital? or the ?Company?) (NYSE: RC), a multi-strategy real estate

RC / Ready Capital Corp / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 1)* Name of issuer: Ready Capital Corp. Title of Class of Securities: REIT CUSIP Number: 75574U101 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Rule 13

registration statement on Form S-4 (Registration No. 333-262070)

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on February 7, 2022 Registration No.

First Amendment to Merger Agreement, dated February 7, 2022, by and among Ready Capital Corporation, Sutherland Partners, L.P., RC Mosaic Sub, LLC, Mosaic Real Estate Credit, LLC, Mosaic Real Estate Credit TE, LLC, MREC International Incentive Split, LP, Mosaic Real Estate Credit Offshore, LP, MREC Corp Sub 1 (VO), LLC, MREC Corp Sub 2 (LA Office), LLC, MREC Corp Sub 3 (Superblock), LLC, Mosaic Special Member, LLC, Mosaic Secured Holdings, LLC and MREC Management, LLC (incorporated by reference to Exhibit 2.1 of the Registrant's Current Report on Form 8-K filed February 7, 2022).

EXHIBIT 2.1 FIRST AMENDMENT TO MERGER AGREEMENT This FIRST AMENDMENT TO MERGER AGREEMENT (this ?Amendment?), dated as of February 7, 2022, is entered into by and among Mosaic Real Estate Credit, LLC, a Delaware limited liability company (?MREC?), Mosaic Real Estate Credit TE, LLC, a Delaware limited liability company (?MREC TE?), MREC International Incentive Split, LP, a Delaware limited partnersh

Consent of Wells Fargo Securities, LLC

Exhibit 99.1 CONSENT OF WELLS FARGO SECURITIES, LLC Ready Capital Corporation 1251 Avenue of Americas, 50th Floor New York, NY 10020 Attention: Board of Directors RE: Proxy Statement / Prospectus (the ?Proxy Statement/Prospectus?) of Ready Capital Corporation (?Ready Capital?), which forms part of the Amendment No. 1 to the Registration Statement on Form S-4 of Ready Capital (the ?Amended Registra

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 7, 2022 READY CAPITAL CO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 7, 2022 READY CAPITAL CORPORATION (Exact name of registrant as specified in its charter) Maryland 001-35808 90-0729143 (State or other jurisdiction of incorporation) (Commiss