UBAB / United Bancorporation of Alabama, Inc. - SEC फाइलिंग, वार्षिक रिपोर्ट, प्रॉक्सी स्टेटमेंट

- UNITED BANCORPORATION OF ALABAMA INC 15-12G 5-15-2012

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant

Quarterly Report - UNITED BANCORPORATION OF ALABAMA INC 10-Q 3-31-2012

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2012 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incor

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 2, 2012 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or other jurisdiction of incorporation

- UNITED BANCORPORATION OF ALABAMA INC DEF 14A 5-2-2012

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defini

Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2012

EXHIBIT 99.2 Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2012 I, Allen O. Jones, Jr., Senior Vice President and Chief Financial Officer (Principal Financial Officer) (Principal Accounting Officer) of United Bancorporation of Alabama, Inc., certify, based on my knowledge, that: (i) The compensation committee of

Annual Report - UNITED BANCORPORATION OF ALABAMA, INC 10-K 12-31-2011

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K T ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 000-25917 December 31, 2011 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorporation or organiza

Incorporated In

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2012

EXHIBIT 99.1 Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2012 I, Robert R. Jones, III, President and Chief Executive Officer (Principal Executive Officer) of United Bancorporation of Alabama, Inc., certify, based on my knowledge, that: (i) The compensation committee of United Bancorporation of Alabama, Inc. has

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of i

September 13, 2011

200 E. Nashville Avenue Post Office Box 8 Atmore, Alabama 36504 Tel 251.446-6000 Fax 251.446-6007 www.unitedbank.com Member FDIC September 9, 2011 Mr. Michael R. Clampitt Senior Counsel Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, D.C. 20549-6010 Re: United Bancorporation of Alabama, Inc. (the “Company”) Form 10-K For Fiscal Year Ended December 31

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incor

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 4, 2011 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 0-25917 (Commissi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.___)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defini

Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2011

EXHIBIT 99.1 Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2011 I, Robert R. Jones, III, President and Chief Executive Officer (Principal Executive Officer) of United Bancorporation of Alabama, Inc., certify, based on my knowledge, that: (i) The compensation committee of United Bancorporation of Alabama, Inc. has

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 000-25917 December 31, 2010 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of (I.R.S.Employer Identific

UNITED BANK CONFLICT OF INTEREST POLICY

EXHIBIT 14.3 UNITED BANK CONFLICT OF INTEREST POLICY Statement of Need and Definition The board of directors acknowledges the risk that conflicts of interest may arise in obtaining person involved in the business and civic community to act as directors, senior officers, employees and agents of the bank. Because of such persons’ worth in attracting and maintaining business relationships, the board

Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2011

EXHIBIT 99.2 Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 29, 2011 I, Allen O. Jones, Jr., Senior Vice President and Chief Financial Officer (Principal Financial Officer) of United Bancorporation of Alabama, Inc., certify, based on my knowledge, that: (i) The compensation committee of United Bancorporation of Alabam

UNITED BANK CODE OF CONDUCT

EXHIBIT 14.2 UNITED BANK CODE OF CONDUCT It is United Bank’s policy that all employees shall conduct themselves in a manner consistent with the highest standards of honesty and integrity in all aspects of performing their job. Each employee is provided with a copy of the Code of Conduct for reference and is asked to sign an acknowledgement at the time of employment, and periodically thereafter, th

UNITED BANK DIRECTORS’ CODE OF CONDUCT

EXHIBIT 14.1 UNITED BANK DIRECTORS’ CODE OF CONDUCT Directors of United Bank are chosen on the basis of their ability to contribute to the operation of the bank; safeguard its deposits; enhance its profits; and generally improve this community and provide opportunity for its citizens to enjoy vital and meaningful lives. Directors must manage their business and personal affairs so as to avoid situa

Incorporated In

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

4

Exhibit 99.1 200 E. Nashville Avenue Tel 251.446-6000 www.unitedbank.com Post Office Box 8 Fax 251.446-6007 Member FDIC Atmore, Alabama 36504 Dear Shareholder: Since 2007, United Bank has been aggressively working to respond to the changing economic and business conditions in which the bank operates. These unprecedented times have required unprecedented responses. It was apparent from the onset; t

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): January 31, 2011 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or other jurisdiction of incorpor

UNITED BANCORPORATION OF ALABAMA, INC. DIVIDEND REINVESTMENT PLAN

Filed pursuant to Rule 424(b)(3) Registration Statement No. 333-111503 PROSPECTUS SUPPLEMENT (To prospectus dated November 1, 2003) UNITED BANCORPORATION OF ALABAMA, INC. DIVIDEND REINVESTMENT PLAN This Prospectus Supplement amends and supplements the Prospectus dated November 1, 2003, relating to the United Bancorporation of Alabama, Inc. Dividend Reinvestment Plan (the “Plan”), and should be rea

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of i

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Unregistered Sales of Equity Securities, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): September 3, 2010 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or other jurisdiction of incorpo

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220

EXHIBIT 10.1 (CDFI Bank/Thrifts Senior Preferred Stock) UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “CDCI Preferred Shares”) to the United States De

FORM OF WAIVER

Exhibit 10.2 FORM OF WAIVER In consideration for the benefits I will receive as a result of the participation of United Bancorporation of Alabama, Inc. (together with its subsidiaries and affiliates, the “Company”) in the United States Department of the Treasury’s (the “Treasury”) Capital Purchase Program, Community Development Capital Initiative and/or any other economic stabilization program imp

CERTIFICATE OF DESIGNATIONS FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B UNITED BANCORPORATION OF ALABAMA, INC.

EXHIBIT 3.1 (CDFI Bank/Thrifts Senior Preferred Stock) CERTIFICATE OF DESIGNATIONS OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B OF UNITED BANCORPORATION OF ALABAMA, INC. United Bancorporation of Alabama, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Issuer”), in accordance with the provisions of Section 151 of the Delaware General Corporat

NUMBER - 1 - SHARES *10,300* UNITED BANCORPORATION OF ALABAMA, INC.

Exhibit 4.1 NUMBER - 1 - SHARES *10,300* UNITED BANCORPORATION OF ALABAMA, INC. INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE Fixed Rate Cumulative Perpetual Preferred Stock, Series B ($1,000 Liquidation Preference) This is to certify that THE UNITED STATES DEPARTMENT OF THE TREASURY is the owner of Ten Thousand Three Hundred (10,300) fully paid and non-assessable shares of Fixed Rate Cumul

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jur

Submission of Matters to a Vote of Security Holders

8-K 1 h72962e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 5, 2010 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of in

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): March 29, 2010 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or other jurisdiction of incorporat

UNITED BANCORPORATION OF ALABAMA, INC. CPP RESTRICTION AGREEMENT

Exhibit 10.1 UNITED BANCORPORATION OF ALABAMA, INC. CPP RESTRICTION AGREEMENT This CPP RESTRICTION AGREEMENT (this “Agreement”) is made and entered into as of , by and between UNITED BANCORPORATION OF ALABAMA, INC., a Delaware corporation having its principal place of business in Atmore, Alabama, UNITED BANK, an Alabama banking corporation (collectively, the “Company”), and (the “Executive”). RECI

STATEMENT OF CONDITION At the close of business December 31, (Unaudited) (000’s) 2009 2008 ASSETS Cash & due from banks $ 54,749 $ 126,906 Federal funds sold — 16,600 Investment securities 83,872 95,355 Loans, net 275,870 276,356 Banks premises & equ

Exhibit 99.1 Dear Fellow Shareholder: Total assets at year end were $456,450,000 which is a decrease of $92,675,000 from year end 2008. This anticipated decline in assets and deposits was due to temporary liquidity plans of customers. Capital at year end 2009 represents 10.26% of total assets. The holding company of United Bank, United Bancorporation of Alabama, Inc. reported a net loss for the fu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Defin

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): April 6, 2010 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 2-78572 63-0833573 (State or other jurisdiction of incorporati

Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 30, 2010

EXHIBIT 99.1 Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 30, 2010 I, Robert R. Jones, III, President and Chief Executive Officer of United Bancorporation of Alabama, Inc., certify, based on my knowledge, that: (i) The compensation committee of United Bancorporation of Alabama, Inc. has discussed, reviewed, and eval

Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 30, 2010

EXHIBIT 99.2 Certificate pursuant to 31 C.F.R. Section 30.15 as adopted under TARP Standards for Compensation and Corporate Governance March 30, 2010 I, Allen O. Jones, Jr., Chief Financial Officer of United Bancorporation of Alabama, Inc., certify, based on my knowledge, that: (i) The compensation committee of United Bancorporation of Alabama, Inc. has discussed, reviewed, and evaluated with seni

Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2009 Commission File No. 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorpo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009 Commission file number 000-25917 UN

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other juri

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 Commission file number 000-25917 U

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 Commission file number 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jur

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 h67588e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 6, 2009 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or other

EX-99.1

Exhibit 99.1 United Bancorporation of Alabama, Inc. Annual Shareholders Meeting May 6, 2009 Selected Financial Data Income Statement ($000's) 2008 2007 2006 2005 2004 Net Interest Income 13,799 13,647 15,294 13,592 10,814 Provision for Loan Loss 2,300 1,380 960 880 720 Noninterest Income 4,741 3,992 3,912 3,136 3.045 Noninterest expense 16,164 15,453 14,089 11,913 10,374 Net earnings 546 1,032 3,1

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) þ Definitive Proxy Statement o Definitive Additional Materials o Soliciting Material pursuant to Rule 14a-11(c) or Rule 14a-12 United Bancorporation of Alabama, Inc.

Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2008 Commission File No. 000-25917 UNITED BANCORPORATION

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2008 Commission File No. 000-25917 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorporation or organiza

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

PRE 14A 1 h66263ppre14a.htm PRE 14A Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: þ Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Definitive Proxy Statement o Def

TEN COM - as tenants in common UNIF GIFT MIN ACT - Custodian for (Cust) (Minor) TEN ENT - as tenants by the entireties under, Uniform Gifts to Minors JT TEN - as joint tenants with the right of Survivorship and not as Act Tenants in common (State)

Exhibit 4.1 THE SECURITIES REPRESENTED BY THIS INSTRUMENT ARE NOT SAVINGS ACCOUNTS, DEPOSITS OR OTHER OBLIGATIONS OF A BANK AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY. THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR THE SECURITIES LAWS OF ANY STATE A

WAIVER

Exhibit 10.2 WAIVER In consideration for the benefits I will receive as a result of my employer’s participation in the United States Department of the Treasury’s TARP Capital Purchase Program, I hereby voluntarily waive any claim against the United States or my employer for any changes to my compensation or benefits that are required to comply with the regulation issued by the Department of the Tr

United Bank Strengthens Commitment to the Community

Exhibit 99.1 For More Information Contact: Bob Jones 251-446-6004 United Bank Strengthens Commitment to the Community Bob Jones, President & CEO of United Bank, has announced that United Bank is participating in several recently-announced government programs that support its strong commitment to the communities it serves. United Bank announced its participation in the Federal Deposit Insurance Cor

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Material Modification to Rights of Security Holders, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): December 23, 2008 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or other jurisdiction of incorpo

WARRANT TO PURCHASE COMMON STOCK

Exhibit 4.2 WARRANT TO PURCHASE COMMON STOCK THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT WHILE A REGISTRATION STATEMENT RELATING THERETO IS IN EFFECT UNDER SUCH ACT AND APPLICABLE STATE SECURITIES LAWS OR PURSUANT TO AN EXEMPT

CERTIFICATE OF DESIGNATIONS FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A UNITED BANCORPORATION OF ALABAMA, INC.

Exhibit 3.1 ANNEX A CERTIFICATE OF DESIGNATIONS OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A OF UNITED BANCORPORATION OF ALABAMA, INC. United Bancorporation of Alabama, Inc., a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), in accordance with the provisions of Section 151 of the Delaware General Corporation Law thereof, does hereby c

United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220

Exhibit 10.1 United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “Preferred Shares”) and a warrant to purchase the number of shares o

EXHIBIT 99.1

Exhibit 99.1 United Bank remains committed to its core business, which is, has been and will be that of providing the basic activities of banking to our customers. We support this business with a strong capital base and maintain liquidity so that we can meet the financial needs of our customers during these turbulent times. This solid strategy has been rewarded by market share growth. During the p

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

10-Q 1 h64842e10vq.htm FORM 10-Q - QUARTERLY REPORT Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2008 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified i

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

8-K 1 h60340e8vk.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): September 9, 2008 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 0-25917 63-0833573 (State or

Statement of Conditon

Exhibit 99.1 United Bank continues to grow. From June, 2007 to June, 2008 assets have increased to $488 million from $403 million, an increase of $85 million or 21%. Both loans and deposits, the basic building blocks of the bank, grew. Loans increased by $34 million or 13% over the period and deposits increased by $52 million or 16%. The allowance for losses on loans was $600 thousand lower as the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2008 Commission file number 2-78572 UNIT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2008 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisd

200 E. Nashville Avenue Tel 251.446.6001 www.unitedbank.com Post Office Box 8 Fax 251.446.6007 Member FDIC Atmore, Alabama 36504 July 17, 2008

Exhibit 99.1 200 E. Nashville Avenue Tel 251.446.6001 www.unitedbank.com Post Office Box 8 Fax 251.446.6007 Member FDIC Atmore, Alabama 36504 July 17, 2008 Mr. J. W. Trawick 1300 N. McKenzie Foley, AL 36535 Dear Wayne: I am writing to confirm that, on Tuesday, when our Board was assembled at the Bank’s offices in Atmore, you informed me, and the five other members of the Board of Directors of Unit

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): July 15, 2008 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 2-78572 (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2008 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other juris

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

Subsidiaries of the Registrant

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2007 Commission File No. 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of (I.R.S.Employer Identificat

Employment Agreement - Allen O. Jones, Jr.

Exhibit 10.12 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (this “Agreement”) is made and entered into as of the day of September, 2007 (the “Effective Date”), by and between United Bank (the “Bank”) and Allen O. Jones, Jr. (the “Executive”). WHEREAS, the Bank and the Executive desire to enter into this Agreement to assure the Bank of the continued services of the Executive, to protect informati

STATEMENT OF CONDITION At the close of business December 31 (Unaudited) (000’s) 2007 2006 ASSETS Cash & due from banks 49,119 51,205 Investment securities 111,946 108,411 Federal funds sold 5,000 — Loans, net 263,156 242,627 Banks premises & equipmen

Recently, shareholders of United Bancorporation of Alabama, Inc. received a $0.075 per share dividend. This is the second quarterly dividend paid by the corporation since adopting the quarterly distribution plan. During 2007, shareholders received a total of $.375 per share which included the $.15 paid in January 2007, $.15 in July and $.075 in October. The shift to quarterly payments resulted in

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): February 29, 2008 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 2-78572 (Co

FIRST AMENDMENT TO SUPPLEMENTAL COMPENSATION AND AMENDMENT AGREEMENT

Exhibit 10.12 FIRST AMENDMENT TO SUPPLEMENTAL COMPENSATION AND AMENDMENT AGREEMENT THIS FIRST AMENDMENT is adopted this 12th day of December, 2007, effective as of January 1, 2008, by and between United Bancorporation of Alabama, Inc., located in Atmore, Alabama (the “Bank”), and Robert R. Jones, III (“Jones”). The Bank and Jones executed the Supplemental Compensation and Amendment Agreement effec

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): December 12, 2007 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 000-25917 (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2007 Commission file number 2-78572

10-Q 1 h51272e10vq.htm FORM 10-Q - QUARTERLY REPORT Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2007 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 2007 Commission file number: 2-78572 UN

10-Q 1 united10q.htm PERIOD ENDED JUNE 30, 2007 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 2007 Commission file number: 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 6

STATEMENT OF CONDITION At the close of business June 30 2007 2006 ASSETS Cash & due from banks $ 15,176 $ 15,712 Federal funds sold 3,577 18,391 Investment securities 109,123 75,753 Loans, net 251,294 244,618 Banks premises & equipment, net 12,718 8,

Exhibit 99.1 EXHIBIT 99.1 United Bank continues to grow and be profitable. For the first six months of 2007, Net Income was $1,373,383 and assets ended the period at $403,450,962. Capital continues to be strong at $39,880,644 or 9.88% of total assets. Balance sheet growth was strong as deposits expanded by 11.97%. Profits showed a decline from $2.0 million due to Net Interest Margin compression an

As filed with the Securities and Exchange Commission on July 18, 2007

S-8 1 forms8071707v2.htm S-8 2007 EQUITY INCENTIVE PLAN As filed with the Securities and Exchange Commission on July 18, 2007 Registration No. 333- SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in charter) Delaware 63-0833573 (State or other jur

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2007 Commission file number: 2-78572 U

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2007 Commission file number: 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incor

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 7, 2007 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 2-78572 63-0833573 (State or other jurisdiction of incorporation

STATEMENT OF CONDITION

Exhibit 99.1 Exhibit 99.1 United Bank continues to grow. This is evident in the $75 million increase (20%) in assets to $425 Million; the $50 million increase (18%) in deposits to $325 million. Loans continue to grow but at a slower rate than prior year. Demand for housing in our markets, as well as the rest of the country has slowed. This weakness has impacted origination fees from mortgage lendi

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 2, 2007 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 2-78572 63-0833573 (State or other jurisdiction of incorporation

U. S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION

U. S. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ¨ Preliminary Proxy Statement ¨ Confidential, For use of Commission Only (as permitted by Rule 14a-6(e)(2)) ý Definitive Proxy Statement

Name of Subsidiary

Exhibit 21 EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Bancorp Capital Trust II Alabama United Bancorporation Of Alabama United Insurance Services Alabama United Bank

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K [ X ] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2006 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction organization) (I.R.S. Empl

STATEMENTS OF CONDITION At the close of business December 31 (Unaudited) (000's) 2006 2005 ASSETS Cash & due from banks 51,205 29,471 Investment securities 108,411 86,003 Federal funds sold -- 6,325 Loans, net 242,627 227,282 Banks premises & equipme

EX-99.1 2 filing401-1.htm QUARTERLY REPORT DECEMBER 31, 2006 Exhibit 99.1 United Bank celebrates a milestone at the end of 2006.Total assets grew 16.1% during the year and the bank ended the year with over $400 million in assets. Loans increased 6.75% to $242,627,000 and deposits grew by $40 million to $331,704,000, a 13.8% increase over 2005. We are grateful to all of the customers, new and old,

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 26, 2007 UNITED BANCORPORATION OF ALABAMA INC (Exact name of registrant as specified in its charter) Delaware 2-78572 63-0833573 (State or other jurisdiction of incorporation)

Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 18, 2006 UNITED BANCORPORATION OF ALABAMA INC (Exact name of registrant as specified in its charter) Delaware 2-78572 63-0833573 (State or other jurisdiction of incorporation)

STATEMENTS OF CONDITION

United Bank continues to grow. For the first nine months of the year, net income was $2,566,687. Total assets grew to $382,512,000, a 13.9% increase from September, 2005. Net interest income increased by 14.9% and loans grew to $254,334,521, an increase of 10% from 2005. This growth has been the result of the expansion strategy. As we have previously reported, we have made and are continuing to ma

PURCHASE AGREEMENT AMONG UNITED BANCORPORATION OF ALABAMA, INC., UNITED BANCORP CAPITAL TRUST II AND TWE, LTD., AS PURCHASER ________________ Dated as of September 27, 2006 ________________ PURCHASE AGREEMENT ($10,000,000 TRUST PREFERRED SECURITIES)

Exhibit 4.1 PURCHASE AGREEMENT AMONG UNITED BANCORPORATION OF ALABAMA, INC., UNITED BANCORP CAPITAL TRUST II AND TWE, LTD., AS PURCHASER Dated as of September 27, 2006 PURCHASE AGREEMENT ($10,000,000 TRUST PREFERRED SECURITIES) THIS PURCHASE AGREEMENT, dated as of September 27, 2006, is entered into among, United Bancorporation of Alabama, Inc., a Delaware corporation (the “Company”), United Banco

GUARANTEE AGREEMENT UNITED BANCORPORATION OF ALABAMA, INC., As Guarantor, WILMINGTON TRUST COMPANY, As Guarantee Trustee Dated as of September 27, 2006 UNITED BANCORP CAPITAL TRUST II TABLE OF CONTENTS ARTICLE I INTERPRETATION AND DEFINITIONS 2 SECTI

Exhibit 4.4 GUARANTEE AGREEMENT between UNITED BANCORPORATION OF ALABAMA, INC., As Guarantor, and WILMINGTON TRUST COMPANY, As Guarantee Trustee Dated as of September 27, 2006 UNITED BANCORP CAPITAL TRUST II TABLE OF CONTENTS ARTICLE I INTERPRETATION AND DEFINITIONS 2 SECTION 1.1 Interpretation. 2 SECTION 1.2 Definitions. 2 ARTICLE II REPORTS 6 SECTION 2.1 List of Holders. 6 SECTION 2.2 Periodic R

JUNIOR SUBORDINATED NOTE SUBSCRIPTION AGREEMENT

Exhibit 4.6 JUNIOR SUBORDINATED NOTE SUBSCRIPTION AGREEMENT THIS JUNIOR SUBORDINATED NOTE SUBSCRIPTION AGREEMENT, dated as of September 27, 2006 (this “Agreement”), between United Bancorporation of Alabama, Inc., a Delaware corporation (the “Company”), and United Bancorp Capital Trust II, a statutory trust created under the laws of the State of Delaware (the “Trust”), relating to the Junior Subord

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2006 Commission file number: 2-785

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: September 30, 2006 Commission file number: 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of i

COMMON SECURITIES SUBSCRIPTION AGREEMENT

Exhibit 4.5 COMMON SECURITIES SUBSCRIPTION AGREEMENT COMMON SECURITIES SUBSCRIPTION AGREEMENT, dated as of September 27, 2006 (this “Agreement”), between United Bancorp Capital Trust II, a statutory trust created under the laws of the State of Delaware (the “Trust”), and United Bancorporation of Alabama, Inc., a Delaware corporation (the “Buyer”), relating to the Trust’s common securities (liquida

AMENDED AND RESTATED TRUST AGREEMENT UNITED BANCORPORATION OF ALABAMA, INC., as Depositor WILMINGTON TRUST COMPANY, as Property Trustee WILMINGTON TRUST COMPANY, as Delaware Trustee THE ADMINISTRATIVE TRUSTEES NAMED HEREIN as Administrative Trustees

Exhibit 4.3 AMENDED AND RESTATED TRUST AGREEMENT among UNITED BANCORPORATION OF ALABAMA, INC., as Depositor WILMINGTON TRUST COMPANY, as Property Trustee WILMINGTON TRUST COMPANY, as Delaware Trustee and THE ADMINISTRATIVE TRUSTEES NAMED HEREIN as Administrative Trustees Dated as of September 27, 2006 UNITED BANCORP CAPITAL TRUST II TABLE OF CONTENTS Page ARTICLE I. Defined Terms 1 SECTION 1.1. De

JUNIOR SUBORDINATED INDENTURE UNITED BANCORPORATION OF ALABAMA, INC. WILMINGTON TRUST COMPANY, as Trustee Dated as of September 27, 2006

Exhibit 4.2 JUNIOR SUBORDINATED INDENTURE between UNITED BANCORPORATION OF ALABAMA, INC. and WILMINGTON TRUST COMPANY, as Trustee Dated as of September 27, 2006 TABLE OF CONTENTS Page ARTICLE I Definitions and Other Provisions of General Application SECTION 1.1. Definitions. 1 SECTION 1.2. Compliance Certificate and Opinions. 10 SECTION 1.3. Forms of Documents Delivered to Trustee. 11 SECTION 1.4.

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): September 27, 2006 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 2-78572 (C

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): August 15, 2006 United Bancorporation of Alabama, Inc. (Exact name of registrant as specified in its charter) COMMISSION FILE NUMBER: Alabama (State or other jurisdiction of incorpor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006 Commission file number 2-78572 UNIT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2006 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisd

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): August 3, 2006 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 2-78572 (Commi

STATEMENT OF CONDITION At the close of business June 30 (Unaudited) (000’s) 2006 2005 ASSETS Cash & due from banks 15,712 11,593 Federal funds sold 18,391 7,898 Investment securities 75,753 73,493 Loans, net 244,618 214,395 Banks premises & equipment

Exhibit 99.1 United Bank continues to experience positive trends in asset growth and earnings. For the first six months of 2006, Net Income was $2,018,724 and improvement of 33.00% when compared to the same period last year. Contributing to this improved profitability was asset growth of 16.40% to $372,713,042. Net Interest Income improved 18.22%.Loans totaled $247,998,729, up 14.27% or $30,972,00

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2006 Commission file number 2-78572 UNI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2006 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other juris

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant þ Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2005 Commission File No. 2-78572 UNITED BANCORPORATION O

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2005 Commission File No. 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction organization) (I.R.S.Employer

Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

STATEMENT OF CONDITION At the close of business September 30 (Unaudited) (000's) 2005 2004 ASSETS Cash & due from banks 16,981 10,887 Investment securities 68,652 54,521 Federal funds sold 6,020 2,760 Loans, net 228,616 196,571 Banks premises & equip

EX-99.1 2 d31620exv99w1.htm REPORT MAILED DECEMBER 7, 2005 EXHIBIT 99.1 Recovery from both Hurricane Ivan and Dennis is progressing well. With a few lucky breaks, the operations staff will reoccupy its spaces in early November. This has been a long and difficult process. We owe our staff and customers a debt of gratitude for their patience and support during this period of rebuilding. The results

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): December 7, 2005 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 2-78572 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2005 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other j

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING

NT 10-Q 1 d30459ntnt10vq.htm NOTIFICATION OF LATE FILING - FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING Commission File Number 2-78572 (Check One): £ Form 10-K and Form 10-KSB £ Form 11-K £ Form 20-F T Form 10-Q and Form 10-QSB £ Form N-SAR For Period Ended: September 30, 2005 £ Transition Report on Form 10-K and Form 10-

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): October 24, 2005 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation) 2-78572 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2005 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisd

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A Amendment No. 1 þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2004 UNITE

Table of Contents SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K/A Amendment No. 1 þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2004 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdi

Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

Re: United Bancorporation of Alabama, Inc. (the “Company”) Form 10-K for the Year Ended December 31, 2004 Filed March 30, 2005 File No. 000-25917

corresp United Bancorporation of Alabama, Inc. P. O. Box 8 Atmore, Alabama 36504 August 4, 2005 Mr. Brian Cascio Accounting Branch Chief Securities and Exchange Commission Division of Corporation Finance 101 F Street, NE Washington, D.C. 20549-6010 Re: United Bancorporation of Alabama, Inc. (the “Company”) Form 10-K for the Year Ended December 31, 2004 Filed March 30, 2005 File No. 000-25917 Dear

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2005 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other juris

Report of United Bank mailed May 13, 2005

United Bank completed the first quarter of 2005 with the continued success that was seen through 2004.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents OMB APPROVAL OMB Number: 3235-0059 Expires: February 28, 2006 Estimated average burden hours per response 12.

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2004 UNITED BANCORPORATION O

Table of Contents SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2004 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction (I.R.S.Emplo

Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

Report of United Bank mailed November 9, 2004

EX-99.1 6 d20100exv99w1.htm REPORT OF UNITED BANK MAILED NOVEMBER 9, 2004 Exhibit 99.1 Quarterly Report September 30, 2004 United Bank finished the third quarter with assets totaling $277,640,000 an 11.50% increase over the same period last year. Net Income for the nine months ending September 30, 2004 totaled $1,913,000. Continued growth in the bank’s loan portfolio along with Income from Operati

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2004 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other j

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2004 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisd

Current Report

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): July 2, 2004 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation

Current Report

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 26, 2004 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 2-78572 63-0833573 (State or other jurisdic

Letter from KPMG LLP

Exhibit 16 KPMG LLP Telephone 205 324 2495 SouthTrust Tower Fax 205 324 3084 Suite 1800 420 20th Street North Birmingham, AL 35203 June 16, 2004 Securities and Exchange Commission Washington, D.

Current Report

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): May 26, 2004 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation

Letter from KPMG LLP

EXHIBIT 16 (KPMG LLP LETTERHEAD) KPMG LLP SouthTrust Tower Telephone 205 324 2495 Suite 1800 Fax 205 324 3084 420 20th Street North Birmingham, AL 35203 May 28, 2004 Securities and Exchange Commission Washington, D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2004 Commission file number 2-78572 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorpo

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by Registrant [X] Filed by a Party other than the Registrant [ ] Check the appropriate box: [ ] Preliminary Proxy Statement [ ] Confidential, For use of Commission Only (as permitted by Rule 14a-6(e)(2)) [X] Definitive Proxy Statement [ ] Definitive Additional Materials [ ] Soliciting Material under Rule 14a-12 United Bancorporation of Alabama, Inc.

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2003 UNITED BANCORPORATION

Table of Contents SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission File No. 2-78572 December 31, 2003 UNITED BANCORPORATION OF ALABAMA, INC. (Exact name of registrant as specified in its charter) Delaware 63-0833573 (State or other jurisdiction of incorpo

Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

EXHIBIT 21 Name of Subsidiary Incorporated In Wholly-Owned By United Bank Alabama United Bancorporation Of Alabama United Bancorp Capital Trust I Alabama United Bancorporation Of Alabama United Insurance Service Alabama United Bank

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report (date of earliest event reported): March 9, 2004 UNITED BANCORPO

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

United Bank of Atmore, Alabama today announced that, under a recently-signed agreement with a Florida Bank, United Bank would establish a full service branch in Jay, Florida. United Bank reported that completion of the transaction is subject to obtai

exv99w1 Exhibit 99.1 FOR IMMEDIATE RELEASE United Bank of Atmore, Alabama today announced that, under a recently-signed agreement with a Florida Bank, United Bank would establish a full service branch in Jay, Florida. United Bank reported that completion of the transaction is subject to obtaining regulatory approvals and the satisfaction of other conditions. United Bank believes the transaction wo

United Bancorporation of Alabama, Inc.

EX-99.1 5 d11475exv99w1.htm EX-99.1 LETTER TO STOCKHOLDERS EXHIBIT 99.1 United Bancorporation of Alabama, Inc. Dear Fellow Stockholders: I reported to you earlier this year that we were making plans to make available dividend reinvestments for stockholders of United Bancorporation of Alabama, Inc. I am pleased to send you the enclosed prospectus describing our new Dividend Reinvestment Plan. Throu

As filed with the Securities and Exchange Commission on December 23, 2003 Registration No. 333- SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM S-3 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 UNITED BANCORPORATION OF ALABAM

Table of Contents As filed with the Securities and Exchange Commission on December 23, 2003 Registration No.

UNITED BANCORPORATION OF ALABAMA, INC. — DIVIDEND REINVESTMENT PLAN AUTHORIZATION CARD [LOGO] United Bancorporation of Alabama, Inc. DIVIDEND REINVESTMENT PLAN AUTHORIZATION CARD

EXHIBIT 99.3 UNITED BANCORPORATION OF ALABAMA, INC. — DIVIDEND REINVESTMENT PLAN AUTHORIZATION CARD [LOGO] United Bancorporation of Alabama, Inc. DIVIDEND REINVESTMENT PLAN AUTHORIZATION CARD Please print or type all information except signatures. Questions? Call toll-free at 1-800-368-5948 from 8:00 a.m. to 7:00 p.m. Eastern Time, Monday through Friday. Mail your completed Authorization Card in t