WRLD / World Acceptance Corporation - SEC फाइलिंग, वार्षिक रिपोर्ट, प्रॉक्सी स्टेटमेंट

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K __________________________________ CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 20, 2025 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisd

WORLD ACCEPTANCE CORPORATION 2025 STOCK INCENTIVE PLAN SECTION 1

Exhibit 10.1 WORLD ACCEPTANCE CORPORATION 2025 STOCK INCENTIVE PLAN SECTION 1 GENERAL 1.1 Purpose. This World Acceptance Corporation 2025 Stock Incentive Plan (this Plan, as it may be amended and/or restated, the “Plan”) has been established by World Acceptance Corporation (the “Company”) to (i) attract and retain the services of persons eligible to participate in this Plan; (ii) motivate Particip

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2025, (the “Report”) fully complies with the requ

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD ACCE

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2025, (the “Repor

WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2026 FIRST QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE For Immediate Release Contact: John L. Calmes, Jr. Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.C. (July 24, 2025) - World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first quarter of fiscal 2026. WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2026 FIRST QUARTER RESULTS First fiscal quarter hi

Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 22, 2025 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdict

Revolving Credit Agreement, dated July 22, 2025, by and among the Company, the lenders named therein, and Bank of Montreal, as administrative and collateral agent.

Exhibit 10.1 Revolving Credit Agreement by and among World Acceptance Corporation, as Borrower, the Lenders parties hereto, and Bank of Montreal, as Administrative Agent and Collateral Agent Dated as of July [22], 2025 Bank of Montreal, Wells Fargo Bank, National Association and Axos Bank, as Joint Lead Arrangers First Horizon Bank, as Syndication Agent Bank of Montreal, as Bookrunner Table of Con

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x File by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2024 [ ] TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2024 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 10, 2025 Commission File Numb

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 10, 2025 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdict

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 57-0425114 (St

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 57-0425114 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 104 S. Main St. 29601 Greenville, South Carolina (Zip

Calculation of Filing Fee Table

Exhibit 107 CALCULATION OF FILING FEE TABLE Form S-8 (Form Type) World Acceptance Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Stock 457(c) and 457(h) 370,000(1) $155.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORPORATIO

Schedule of the Company’s Subsidiaries as of March 31, 2025

EXHIBIT 21 SUBSIDIARIES OF WORLD ACCEPTANCE CORPORATION Corporate Name State of Incorporation/ Establishment World Acceptance Corporation South Carolina World Acceptance Corporation of Alabama Alabama World Finance Corporation of Colorado Colorado World Finance Company of Georgia, LLC Georgia World Finance Corporation of Illinois Illinois World Finance Company of Idaho, LLC Idaho World Finance Com

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2025, (the “Report”) fully complies with the requireme

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with

Policy Relating to Recovery of Erroneously Awarded Compensation

World Acceptance Corporation CLAWBACK POLICY I.History a.The Compensation and Stock Option Committee (the “Committee”) of the Board of Directors (the “Board”) of World Acceptance Corporation (the “Company”) adopted the mandatory policy set forth in Section II hereof (the “Mandatory Policy”) in accordance with the applicable listing standards of The Nasdasq Stock Market (“Nasdaq”) and Rule 10D-1 un

Section 1350 Certification of Chief Financial Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2025, (the “Report”) f

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading w

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 30, 2025 Commission File Num

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 30, 2025 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdic

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 29, 2025 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction (Commission (IRS Emp

WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 FOURTH QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE For Immediate Release Contact: John L. Calmes, Jr. Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.C. (April 29, 2025) - World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2025. WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 FOURTH QUARTER RESULTS Fourth fiscal quarte

JOINT FILING AGREEMENT

Exhibit 99.1 JOINT FILING AGREEMENT The undersigned agree that the foregoing Amendment No. 9 to Schedule 13D, dated February 20, 2025, is being filed with the Securities and Exchange Commission on behalf of each of the undersigned pursuant to Rule 13d-1(k). Date: February 20, 2025 PRESCOTT General partners LLC /s/ Scott J. Vassalluzzo Name: Scott J. Vassalluzzo Title: Managing Member IDOYA PARTNER

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 12, 2025 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2024, (the “Report”) fully complies with the

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2024, (the “R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR ☐ TRANSITION RE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 28, 2025 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 THIRD QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE For Immediate Release Contact: John L. Calmes, Jr. Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.C. (January 28, 2025) - World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its third quarter of fiscal 2025. WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 THIRD QUARTER RESULTS Third fiscal quarter

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 18, 2024 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

WRLD / World Acceptance Corporation / CAS Investment Partners, LLC - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 9)* World Acceptance Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 981419104 (CUSIP Number) September 30, 2024 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

Joint Filing Agreement (filed herewith)

CAS Investment Partners, LLC Schedule 13G/A Page 9 of 9 EXHIBIT 1 JOINT ACQUISITION STATEMENT The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements.

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2024, (the “

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2024, (the “Report”) fully complies with the

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 25, 2024 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction (Commission (IRS E

WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 SECOND QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE For Immediate Release Contact: John L. Calmes, Jr. Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.C. (October 25, 2024) - World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2025. WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 SECOND QUARTER RESULTS Second fiscal quar

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 22, 2024 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdi

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2024, (the “Report”) fully complies with the requ

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2024, (the “Repor

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD ACCE

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 26, 2024 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Co

WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 FIRST QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE For Immediate Release Contact: John L. Calmes, Jr. Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.C. (July 26, 2024) - World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first quarter of fiscal 2025. WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2025 FIRST QUARTER RESULTS First fiscal quarter hi

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x File by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2023 [ ] TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2023 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORP

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading w

Schedule of the Company’s Subsidiaries as of March 31, 2024

EXHIBIT 21 SUBSIDIARIES OF WORLD ACCEPTANCE CORPORATION Corporate Name State of Incorporation/ Establishment World Acceptance Corporation South Carolina World Acceptance Corporation of Alabama Alabama World Finance Corporation of Colorado Colorado World Finance Company of Georgia, LLC Georgia World Finance Corporation of Illinois Illinois World Finance Company of Idaho, LLC Idaho World Finance Com

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2024, (the “Report”) fully complies with the requireme

Section 1350 Certification of Chief Financial Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2024, (the “Report”) f

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORPORATIO

Erroneously Awarded Compensation

World Acceptance Corporation CLAWBACK POLICY I.History a.The Compensation and Stock Option Committee (the “Committee”) of the Board of Directors (the “Board”) of World Acceptance Corporation (the “Company”) adopted the mandatory policy set forth in Section II hereof (the “Mandatory Policy”) in accordance with the applicable listing standards of The Nasdasq Stock Market (“Nasdaq”) and Rule 10D-1 un

nsider Trading P

INSIDER TRADING POLICY Policy Under United States securities laws, it is a crime to buy or sell securities of a company (including stocks or bonds) while in possession of material, non-public information about the company.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2024 Commission File Numbe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 15, 2024 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdicti

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 2, 2024 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Comm

WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2024 FOURTH QUARTER RESULTS

Exhibit 99.1 NEWS RELEASE For Immediate Release Contact: John L. Calmes, Jr. Executive VP, Chief Financial & Strategy Officer, and Treasurer (864) 298-9800 GREENVILLE, S.C. (May 2, 2024) - World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2024 and twelve months ended March 31, 2024. WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2024 FOURTH

March 8, 2024

March 8, 2024 United States Securities and Exchange Commission Division of Corporation Finance Office of Manufacturing 100 F.

Exhibit A - Amended and Restated Revolving Credit Agreement

exhibitav12 116549.01049/134574273v.2 AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT1 BY AND AMONG WORLD ACCEPTANCE CORPORATION, THE LENDERS PARTIES HERETO, AND WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT AND COLLATERAL AGENT BANK OF MONTREAL, AS DOCUMENTATION AGENT DATED AS OF JUNE 7, 2019 1 Exhibit A to Twelfth Amendment to Amended and Restated Revolving Credit Agreement -ii

Twelfth Amendment to Amended and Restated Revolving Credit Facility dated February 28, 2024

Twelfth Amendment to Amended and Restated Revolving Credit Agreement This Twelfth Amendment to Amended and Restated Revolving Credit Agreement (herein, the “Amendment”) is entered into as of February 28, 2024, by and among World Acceptance Corporation (the “Borrower”), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the “Lenders”) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the “Administrative Agent”).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 28, 2024 Commission File

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 28, 2024 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 22, 2024 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

Joint Filing Agreement

EX-1 2 ex-1.htm JOINT FILING AGREEMENT Page 9 of 9 EXHIBIT 1 JOINT ACQUISITION STATEMENT The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition

WRLD / World Acceptance Corporation / CAS Investment Partners, LLC - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 8)* World Acceptance Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 981419104 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

WRLD / World Acceptance Corporation / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 15)* Name of issuer: World Acceptance Corp Title of Class of Securities: Common Stock CUSIP Number: 981419104 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule pursuant to which this Schedule is filed

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 OR ☐ TRANSITION RE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2023, (the “Report”) fully complies with the

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2023, (the “R

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

World Acceptance Corporation Reports Fiscal 2024 Third Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2024 Third Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-January 19, 2024-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its third quarter of fiscal 2024 and nine months ended December 31, 2023. Third fiscal quarter highlights During its third fiscal quarter, World Acceptance Corporation continued to focu

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 19, 2024 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

Eleventh Amendment to Amended and Restated Revolving Credit Facility dated November 9, 2023

ELEVENTH Amendment to Amended and Restated Revolving Credit Agreement This Eleventh Amendment to Amended and Restated Revolving Credit Agreement (herein, the “Amendment”) is entered into as of November 9, 2023, by and among World Acceptance Corporation (the “Borrower”), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the “Lenders”) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the “Administrative Agent”).

Exhibit A - Amended and Restated Revolving Credit Agreement

116549.01049/133615933v.2 AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT1 BY AND AMONG WORLD ACCEPTANCE CORPORATION, THE LENDERS PARTIES HERETO, AND WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT AND COLLATERAL AGENT BANK OF MONTREAL, AS DOCUMENTATION AGENT DATED AS OF JUNE 7, 2019 1 Exhibit A to Eleventh Amendment to Amended and Restated Revolving Credit Agreement -ii- 116549.01

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 9, 2023 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisd

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2023, (the “Report”) fully complies with the

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2023, (the “

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 20, 2023 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

World Acceptance Corporation Reports Fiscal 2024 Second Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2024 Second Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-October 20, 2023-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2024 and six months ended September 30, 2023. Second fiscal quarter highlights During its second fiscal quarter, World Acceptance Corporation continued to

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 17, 2023 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdi

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2023, (the “Report”) fully complies with the requ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD ACCE

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2023, (the “Repor

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2023 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Co

World Acceptance Corporation Reports Fiscal 2024 First Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2024 First Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-July 21, 2023-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first quarter of fiscal 2024 and three months ended June 30, 2023. First quarter highlights During its first fiscal quarter, World Acceptance Corporation continued to focus on credit q

Tenth Amendment to Amended and Restated Revolving Credit Facility dated July 18, 2023

TENTH Amendment to Amended and Restated Revolving Credit Agreement This Tenth Amendment to Amended and Restated Revolving Credit Agreement (herein, the “Amendment”) is entered into as of July 18, 2023, by and among World Acceptance Corporation (the “Borrower”), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the “Lenders”) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the “Administrative Agent”).

Exhibit A - Amended and Restated Revolving Credit Agreement

exhibita 116549.01049/132164524v.4 AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT1 BY AND AMONG WORLD ACCEPTANCE CORPORATION, THE LENDERS PARTIES HERETO, AND WELLS FARGO BANK, NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT AND COLLATERAL AGENT BANK OF MONTREAL, AS DOCUMENTATION AGENT DATED AS OF JUNE 7, 2019 1 Exhibit A to Tenth Amendment to Amended and Restated Revolving Credit Agreement -ii- 116

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 18, 2023 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdict

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x File by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement ¨ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2022 [ ] TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2022 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORP

Dated: June 1, 2023 /s/ John L. Calmes, Jr. John L. Calmes, Jr. Executive Vice President and Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2023, (the “Report”) f

Dated: June 1, 2023 /s/ R. Chad Prashad R. Chad Prashad President and Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2023, (the “Report”) fully complies with the requireme

Dated: June 1, 2023 /s/ R. Chad Prashad R. Chad Prashad President and Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORPORATIO

State of Incorporation/ Establishment

EXHIBIT 21 SUBSIDIARIES OF WORLD ACCEPTANCE CORPORATION Corporate Name State of Incorporation/ Establishment World Acceptance Corporation South Carolina World Acceptance Corporation of Alabama Alabama World Finance Corporation of Colorado Colorado World Finance Company of Georgia, LLC Georgia World Finance Corporation of Illinois Illinois World Finance Company of Idaho, LLC Idaho World Finance Company of Indiana, LLC Indiana World Finance Company of Kentucky, LLC Kentucky World Finance Corporation of Louisiana Louisiana World Finance Company of Mississippi, LLC Mississippi World Acceptance Corporation of Missouri Missouri World Finance Corporation of New Mexico New Mexico World Acceptance Corporation of Oklahoma, Inc.

Dated: June 1, 2023 /s/ John L. Calmes, Jr. John L. Calmes, Jr. Executive Vice President and Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading w

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 4, 2023 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Comm

World Acceptance Corporation Reports Fiscal 2023 Fourth Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2023 Fourth Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-May 4, 2023-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2023 and twelve months ended March 31, 2023. Fourth quarter highlights During its fourth fiscal quarter, World Acceptance Corporation continued to focus on cred

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 19, 2023 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdic

STATE OF SOUTH CAROLINA COUNTY OF GREENVILLE ) IN THE COURT OF COMMON PLEAS ) ) CASE NO. 2020-CP-23-04441 Paul Parshall, Derivatively on Behalf of World Acceptance Corp., ) ) ) Plaintiff, ) ) vs. ) ) STIPULATION AND AGREEMENT OF SETTLEMENT ) R. Chad

STATE OF SOUTH CAROLINA COUNTY OF GREENVILLE ) IN THE COURT OF COMMON PLEAS ) ) CASE NO.

Nominal Defendant

EXHIBIT B-1 STATE OF SOUTH CAROLINA COUNTY OF GREENVILLE ) IN THE COURT OF COMMON PLEAS ) ) CASE NO.

WRLD / World Acceptance Corp. / CAS Investment Partners, LLC - AMENDMENT TO SC 13G Passive Investment

SC 13G/A 1 wrldsch13ga-123122.htm AMENDMENT TO SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 7)* World Acceptance Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 981419104 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this State

EXHIBIT 1

EX-1 2 ex1.htm JOINT FILING AGREEMENT CAS Investment Partners, LLC SC 13G/A Page 9 of 9 EXHIBIT 1 JOINT ACQUISITION STATEMENT The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of

WRLD / World Acceptance Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02270-worldacceptancecorp.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 14)* Name of issuer: World Acceptance Corp. Title of Class of Securities: Common Stock CUSIP Number: 981419104 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2022, (the “R

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2022, (the “Report”) fully complies with the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 OR ☐ TRANSITION RE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

World Acceptance Corporation Reports Fiscal 2023 Third Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2023 Third Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-January 26, 2023-World Acceptance Corporation (the “Company”) (NASDAQ: WRLD) today reported financial results for its third quarter of fiscal 2023 and nine months ended December 31, 2022. Third quarter highlights During its third fiscal quarter, World Acceptance Corporation slowed i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 26, 2023 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

Exhibit A - Amended and Restated Revolving Credit Agreement

Amended and Restated Revolving Credit Agreement1 by and among World Acceptance Corporation, the Lenders parties hereto, and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent Bank of Montreal, as Documentation Agent Dated as of June 7, 2019 1 Exhibit A to Ninth Amendment to Amended and Restated Revolving Credit Agreement Table of Contents SECTION 1 The Credit 1 Section 1.

Ninth Amendment to Amended and Restated Revolving Credit Facility dated November 23, 2022

NINTH Amendment to Amended and Restated Revolving Credit Agreement This Ninth Amendment to Amended and Restated Revolving Credit Agreement (herein, the ?Amendment?) is entered into as of November 23, 2022, by and among World Acceptance Corporation (the ?Borrower?), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the ?Lenders?) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the ?Administrative Agent?).

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 23, 2022 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2022, (the “Report”) fully complies with the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2022, (the “

World Acceptance Corporation Reports Fiscal 2023 Second Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2023 Second Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-October 27, 2022-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2023 and six months ended September 30, 2022. Second quarter highlights During its fiscal second quarter, World Acceptance Corporation slowed growth in bot

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 27, 2022 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 17, 2022 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdi

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2022, (the “Repor

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2022, (the “Report”) fully complies with the requ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD ACCE

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 27, 2022 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Co

Eighth Amendment to Amended and Restated Revolving Credit Facility dated July 27, 2022

Exhibit 10.1 EIGHTH AMENDMENT TO AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT This Eighth Amendment to Amended and Restated Revolving Credit Agreement (herein, the ?Amendment?) is entered into as July , 2022, by and among World Acceptance Corporation (the ?Borrower?), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the ?Lenders?) and Wells F

World Acceptance Corporation Reports Fiscal 2023 First Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2023 First Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-July 27, 2022-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first quarter of fiscal 2023 and three months ended June 30, 2022. First quarter highlights During its first quarter, the World Acceptance Corporation experienced exceptional growth in

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 proxydocumentfy22.htm DEF 14A United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x File by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement ¨ Confidential, for Use of the Commiss

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2021 [ ] TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2021 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORPORATIO

Schedule of the Company’s Subsidiaries as of March 31, 202

EXHIBIT 21 SUBSIDIARIES OF WORLD ACCEPTANCE CORPORATION Corporate Name State of Incorporation/ Establishment World Acceptance Corporation South Carolina World Acceptance Corporation of Alabama Alabama World Finance Corporation of Colorado Colorado World Finance Company of Georgia, LLC Georgia World Finance Corporation of Illinois Illinois World Finance Company of Idaho, LLC Idaho World Finance Company of Indiana, LLC Indiana World Finance Company of Kentucky, LLC Kentucky World Finance Corporation of Louisiana Louisiana World Finance Company of Mississippi, LLC Mississippi World Acceptance Corporation of Missouri Missouri World Finance Corporation of New Mexico New Mexico World Acceptance Corporation of Oklahoma, Inc.

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading w

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2022, (the “Report”) fully complies with the requireme

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with

Section 1350 Certification of Chief Financial Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2022, (the “Report”) f

Seventh Amendment to Amended and Restated Revolving Credit Facility dated May 2, 2022

SEVENTH Amendment to Amended and Restated Revolving Credit Agreement This Seventh Amendment to Amended and Restated Revolving Credit Agreement (herein, the ?Amendment?) is entered into as of May 3, 2022, by and among World Acceptance Corporation (the ?Borrower?), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the ?Lenders?) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the ?Administrative Agent?).

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 3, 2022 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdictio

Exhibit A - Amended and Restated Revolving Credit Agreement

Amended and Restated Revolving Credit Agreement1 by and among World Acceptance Corporation, the Lenders parties hereto, and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent Bank of Montreal, as Documentation Agent Dated as of June 7, 2019 1 Exhibit A to Seventh Amendment to Amended and Restated Revolving Credit Agreement Table of Contents SECTION 1 The Credit 1 Section 1.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 5, 2022 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Comm

World Acceptance Corporation Reports Fiscal 2022 Fourth Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2022 Fourth Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-May 5, 2022-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its fourth quarter of fiscal 2022 and twelve months ended March 31, 2022. Fourth quarter highlights During its fourth quarter, the World Acceptance Corporation experienced exceptional growt

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 24, 2022 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

WRLD / World Acceptance Corp. / CAS Investment Partners, LLC - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934* (Amendment No. 6)* World Acceptance Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 981419104 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule

Joint Filing Agreement (filed herewith):

CAS Investment Partners, LLC SC 13G/A EXHIBIT 1 JOINT ACQUISITION STATEMENT The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements.

WRLD / World Acceptance Corp. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 13)* Name of issuer: World Acceptance Corp. Title of Class of Securities: Common Stock CUSIP Number: 981419104 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is file

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2021, (the “R

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2021 OR ☐ TRANSITION RE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2021, (the “Report”) fully complies with the

World Acceptance Corporation Reports Fiscal 2022 Third Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2022 Third Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-January 25, 2022-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its third quarter of fiscal 2022 and nine months ended December 31, 2021. Third quarter highlights During its third quarter, the Company experienced exceptional growth in both loan bala

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 25, 2022 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 7, 2021 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisd

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2021, (the “

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2021, (the “Report”) fully complies with the

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ☐ TRANSITION R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 26, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

World Acceptance Corporation Reports Fiscal 2022 Second Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2022 Second Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-October 26, 2021-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its second quarter of fiscal 2022 and six months ended September 30, 2021. Second quarter highlights: Loans outstanding of $1.39 billion, a 25.7% increase from the same quarter prior y

Indenture, dated as of September 27, 2021, among the Company, the guarantors listed therein, and The Bank of New York Mellon Trust Company, N.A.

Exhibit 4.1 INDENTURE Among WORLD ACCEPTANCE CORPORATION a South Carolina corporation EACH OF THE GUARANTORS PARTY HERETO $300,000,000 7.000% Senior Notes due 2026 and The Bank of New York Mellon Trust Company, N.A., as Trustee Dated as of September 27, 2021 TABLE OF CONTENTS Page ARTICLE 1 Definitions SECTION 1.01. Definitions 1 SECTION 1.02. Other Definitions 36 SECTION 1.03. No Incorporation by

World Acceptance Announces Pricing of $300.0 Million of Senior Notes Due 2026

Exhibit 99.1 World Acceptance Announces Pricing of $300.0 Million of Senior Notes Due 2026 GREENVILLE, S.C.-(BUSINESS WIRE)-September 22, 2021-World Acceptance Corporation (NASDAQ: WRLD) (?World Acceptance? or ?the Company?) today announced that it priced its $300.0 million aggregate principal amount of senior notes due 2026 (the ?notes?) in its previously announced private offering in reliance up

Sixth Amendment to Amended and Restated Revolving Credit Facility dated September 27, 2021

Exhibit 10.1 SIXTH AMENDMENT TO AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT This Sixth Amendment to Amended and Restated Revolving Credit Agreement (herein, the ?Amendment?) is entered into as of September 27, 2021, by and among World Acceptance Corporation (the ?Borrower?), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the ?Lenders?) and

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 22, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation

Purchase Agreement, dated as of September 22, 2021 among World Acceptance Corporation, the guarantors listed therein and Wells Fargo Securities, LLC.

EX-1.1 2 a52499058ex11.htm EXHIBIT 1.1 Exhibit 1.1 EXECUTION VERSION $300,000,000 World Acceptance Corporation 7.000% Senior Notes due 2026 PURCHASE AGREEMENT Dated: September 22, 2021 TABLE OF CONTENTS Page Section 1. Representations and Warranties 2 Section 2. Sale and Delivery to Initial Purchasers; Closing; Agreements to Sell, Purchase and Resell 17 Section 3. Covenants of the Company and the

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 21, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation

World Acceptance Announces Proposed Offering of $300.0 Million of Senior Notes Due 2026

Exhibit 99.1 World Acceptance Announces Proposed Offering of $300.0 Million of Senior Notes Due 2026 GREENVILLE, S.C.-(BUSINESS WIRE)-September 21, 2021-World Acceptance Corporation (NASDAQ: WRLD) (?World Acceptance? or ?the Company?) today announced that it plans to offer $300.0 million aggregate principal amount of senior notes due 2026 (the ?notes?) in a private offering in reliance upon an exe

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 13, 2021 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juri

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2021, (the “Report”) fully complies with the requ

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ☐ TRANSITION REPORT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD ACCE

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2021, (the “Repor

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 4, 2021 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdic

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 21, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Co

World Acceptance Corporation Reports Fiscal 2022 First Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2022 First Quarter Results GREENVILLE, S.C.-(BUSINESS WIRE)-July 21, 2021-World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first fiscal quarter 2022 and three months ended June 30, 2021. First quarter highlights: Loans outstanding of $1.22 billion, a 14.5% increase from the same quarter prior year Total re

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

United States Securities and Exchange Commission Washington, D.C. 20549 Schedule 14A Information Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x File by a party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2020 [ ] TRANSITION REPORT PURSUAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 11-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2020 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORP

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 25, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Co

World Acceptance Corporation Expands Its Board

Exhibit 99.1 World Acceptance Corporation Expands Its Board Welcomes Two New Independent Directors GREENVILLE, S.C.-(BUSINESS WIRE)-June 28, 2021-World Acceptance Corporation (NASDAQ: WRLD) today announced the appointment of two new independent directors, Elizabeth Russell Neuhoff and Benjamin Robinson III to its Board of Directors, effective immediately. ?World?s strategic focus on the financial

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 16, 2021 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdict

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with

Section 1350 Certification of Chief Financial Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2021, (the “Report”) f

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 000-19599 WORLD ACCEPTANCE CORPORATIO

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the ?Company?), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Annual Report on Form 10-K of the Company for the year ended March 31, 2021, (the ?Report?) fully complies with the requireme

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Annual Report on Form 10-K of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading w

Schedule of the Company’s Subsidiaries as of March 31, 2021

EXHIBIT 21 SUBSIDIARIES OF WORLD ACCEPTANCE CORPORATION Corporate Name State of Incorporation/ Establishment World Acceptance Corporation South Carolina World Acceptance Corporation of Alabama Alabama World Finance Corporation of Colorado Colorado World Finance Company of Georgia, LLC Georgia World Finance Corporation of Illinois Illinois World Finance Company of Idaho, LLC Idaho World Finance Company of Indiana, LLC Indiana World Finance Company of Kentucky, LLC Kentucky World Finance Corporation of Louisiana Louisiana World Finance Company of Mississippi, LLC Mississippi World Acceptance Corporation of Missouri Missouri World Finance Corporation of New Mexico New Mexico World Acceptance Corporation of Oklahoma, Inc.

World Acceptance Corporation Reports Fiscal 2021 Fourth Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2021 Fourth Quarter Results Fourth quarter highlights: Net income of $44.9 million, a $21.6 million increase from $23.3 million in same quarter prior year Net income per diluted share of $6.96, a $3.78 increase from $3.18 per share in same quarter prior year Loans outstanding of $1.10 billion, an 8.7% decrease from the same quarter prior yea

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 6, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (Comm

Fifth Amendment to Amended and Restated Revolving Credit Facility dated March 26, 2021

FIFTH Amendment to Amended and Restated Revolving Credit Agreement This Fifth Amendment to Amended and Restated Revolving Credit Agreement (herein, the ?Amendment?) is entered into as of March 26, 2021, by and among World Acceptance Corporation (the ?Borrower?), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the ?Lenders?) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the ?Administrative Agent?).

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 26, 2021 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisdic

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* World Acceptance Corp (Name of Issuer) Common Stock (Title of Class of Securities) 981419104 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* (Amendment No. 5)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* (Amendment No. 5)* World Acceptance Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 981419104 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pu

Joint Filing Agreement (filed herewith):

CAS Investment Partners, LLC SC 13G/A EXHIBIT 1 JOINT ACQUISITION STATEMENT The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: World Acceptance Corp. Title of Class of Securities: Common Stock CUSIP Number: 981419104 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is file

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2020, (the “Report”) fully complies with the

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended December 31, 2020, (the “R

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 22, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdictio

World Acceptance Corporation Reports Fiscal 2021 Third Quarter Results

Exhibit 99.1 CORRECTING AND REPLACING WORLD ACCEPTANCE CORPORATION REPORTS FISCAL 2021 THIRD QUARTER RESULTS GREENVILLE, S.C. (January 28, 2021) – Our original earnings release, issued January 22, 2021, reported incorrect amounts for free cash flow and increase in loans receivable, net. The following table presents the updated amounts for items revised in this press release: Twelve months ended De

Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 26, 2021 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisd

World Acceptance Corporation Reports Fiscal 2021 Third Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2021 Third Quarter Results Third quarter highlights: Net income of $14.5 million, a $20.8 million increase from a $6.3 million loss in same quarter prior year Net income per diluted share of $2.25, a $3.11 increase from an $0.87 per share loss in same quarter prior year Loans outstanding of $1.26 billion, a 7.9% decrease from December 31, 20

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - WORLD ACCEPTANCE CORPORATION 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 22, 2021 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

Entry into a Material Definitive Agreement, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 15, 2020 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juris

Fourth Amendment to Amended and Restated Revolving Credit Facility dated December 15, 2020

FOURTH Amendment to Amended and Restated Revolving Credit Agreement This Fourth Amendment to Amended and Restated Revolving Credit Agreement (herein, the “Amendment”) is entered into as of December 15, 2020, by and among World Acceptance Corporation (the “Borrower”), Wells Fargo Bank, National Association together with the other financial institutions a party hereto (the “Lenders”) and Wells Fargo Bank, National Association, as Administrative Agent and Collateral Agent for the Lenders (the “Administrative Agent”).

Entry into a Material Definitive Agreement, Financial Statements and Exhibits - 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 15, 2020 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jur

Fourth Amendment to Amended and Restated Revolving Credit Facility dated December 15, 2020

EX-10.1 2 a20201215-amendedfourthame.htm EX-10.1 FOURTH Amendment to Amended and Restated Revolving Credit Agreement This Fourth Amendment to Amended and Restated Revolving Credit Agreement (herein, the “Amendment”) is entered into as of December 15, 2020, by and among World Acceptance Corporation (the “Borrower”), Wells Fargo Bank, National Association together with the other financial institutio

WRLD / World Acceptance Corp. / CAS Investment Partners, LLC - AMENDMENT TO FORM SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* (Amendment No. 4)* World Acceptance Corporation (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 981419104 (CUSIP Number) November 6, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pur

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2020, (the “Report”) fully complies with the

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended September 30, 2020, (the “

Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 4, 2020 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other jurisd

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition - WORLD ACCEPTANCE CORPORATION 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 22, 2020 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation)

World Acceptance Corporation Reports Fiscal 2021 Second Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2021 Second Quarter Results Second quarter highlights: Net income of $13.4 million, a 433.1% increase from $2.5 million in same quarter prior year Net income per diluted share of $1.96, a 538.0% increase from $0.31 per share in same quarter prior year Loans outstanding of $1.11 billion, a 3.9% increase from first quarter and 12.9% decrease f

Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 14, 2020 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other juri

Submission of Matters to a Vote of Security Holders

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 FORM 8-K 
 
CURRENT REPORT 
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 18, 2020 Commission File Number: 000-19599 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter.) South Carolina 57-0425114 (State or other j

Section 1350 Certification of Chief Financial and Strategy Officer

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)Amendment No. 1 to the Quarterly Report on Form 10-Q/A of the Company for the quarter ended June

Quarterly Report - 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q/A (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD AC

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)Amendment No. 1 to the Quarterly Report on Form 10-Q/A of the Company for the quarter ended June 30, 2020, (the “Report”) fully c

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Amendment No. 1 to the Quarterly Report on Form 10-Q/A of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Amendment No. 1 to the Quarterly Report on Form 10-Q/A of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements wer

Section 1350 Certification of Chief Executive Officer

EXHIBIT 32.01 CERTIFICATION OF PERIODIC REPORT I, R. Chad Prashad, President and Chief Executive Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2020, (the “Report”) fully complies with the requ

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT of 1934 For the transition period from to Commission File Number: 000-19599 WORLD ACCE

Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer

EXHIBIT 31.02 CERTIFICATION I, John L. Calmes, Jr., certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleadin

Section 1350 Certification of Chief Financial

EXHIBIT 32.02 CERTIFICATION OF PERIODIC REPORT I, John L. Calmes, Jr., Executive Vice President and Chief Financial and Strategy Officer of World Acceptance Corporation (the “Company”), certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that to my knowledge: (1)the Quarterly Report on Form 10-Q of the Company for the quarter ended June 30, 2020, (the “Repor

Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer

EXHIBIT 31.01 CERTIFICATION I, R. Chad Prashad, certify that: 1.I have reviewed this Quarterly Report on Form 10-Q of World Acceptance Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading wi

Order Instituting Cease-and-Desist Proceedings Pursuant to Section 21C of the Securities Exchange Act of 1934, Making Findings, and Imposing a Cease-and-Desist Order, dated August 6, 2020, between the U.S. Securities and Exchange Commission and World Acceptance Corporation

EX-10.2 4 a52262699ex102.htm EXHIBIT 10.2 Exhibit 99.2 UNITED STATES OF AMERICA Before the SECURITIES AND EXCHANGE COMMISSION SECURITIES EXCHANGE ACT OF 1934 Release No. 89489 / August 6, 2020 ACCOUNTING AND AUDITING ENFORCEMENT Release No. 4158 / August 6, 2020 ADMINISTRATIVE PROCEEDING File No. 3-19905 In the Matter of World Acceptance Corporation, Respondent. ORDER INSTITUTING CEASE-AND- DESIST

Declination Letter, dated August 5, 2020, from the U.S. Department of Justice, Criminal Division, and agreed to by World Acceptance Corporation

EX-10.1 3 a52262699ex101.htm EXHIBIT 10.1 Exhibit 10.1 U.S. Department of Justice Criminal Division Fraud Section Bond Building 1400 New York Avenue, NW Washington, D.C. 20530 August 5, 2020 Mark E. Schamel Robert R. Ambler, Jr. James E. Connelly Womble Bond Dickinson LLP 1200 Nineteenth St. NW, Suite 500 Washington D.C., 20036 Re: World Acceptance Corporation Dear Counsel, Consistent with the FCP

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 6, 2020 WORLD ACCEPTANCE CORPORATION (Exact name of registrant as specified in its charter) South Carolina 000-19599 57-0425114 (State or other jurisdiction of incorporation) (C

World Acceptance Corporation Resolves Previously Disclosed FCPA Matter with U.S. Authorities

Exhibit 99.1 World Acceptance Corporation Resolves Previously Disclosed FCPA Matter with U.S. Authorities Agreement Resolves Matter Related to former Subsidiary in Mexico GREENVILLE, S.C.-(BUSINESS WIRE)-August 6, 2020-World Acceptance Corporation (NASDAQ: WRLD) (“the Company”) today announced that it has reached an agreement with the Securities and Exchange Commission and the Department of Justic

World Acceptance Corporation Reports Fiscal 2021 First Quarter Results

Exhibit 99.1 World Acceptance Corporation Reports Fiscal 2021 First Quarter Results First quarter highlights: Net income of $15.5 million, an 80.2% increase from $8.6 million in Q1 of the prior year Net income per diluted share of $2.24, a 130.6% increase from $0.97 per share in Q1 of the prior year Gross loans outstanding of $1.07 billion, a 12.7% decrease from $1.22 billion at the end of Q1 of t